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DCU Routing Number: 211391825

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Bill Payer
Bill Payer

Bill Payer


Pay anyone anytime free through Online and Mobile Banking


Thousands of members pay millions of dollars in bills every month with DCU's Bill Payer. Here's why... 

  • It's secure – Bill Payer is safe and secure. It uses 128-bit SSL encryption when communicating data.
  • It's easy – Setting up and paying bills is simple and fast. The maximum processing time is four business days before the payment reaches the biller. Some billers now offer same day or next day payments. The money will come out of your account and reach the biller on the pay date in most cases.
  • It saves you postage –Over $65 a year if you pay 10 bills a month.
  • You're in control – You can pay almost anyone, any time, day or night, or you can set up automatic payments.*
  • It's convenient – Schedule single payments in advance. Schedule monthly, twice monthly, biweekly, weekly, and many other options.
  • Pay bills on the go – You can use Bill Payer in the Digital Banking mobile app to set up billers and set up and make payments.
  • Payee categories – Categories will be automatically assigned to each biller based on common industry categories, such as "Mortgage," "Utilities," or "Telephone." You can create new, personalized payee categories that will be integrated into the Bill History and Manage My Bills screens. These new categories can be filtered and sorted based on categories within the Bill History screen.
  • Default funding account – Members who have more than one checking account set up in their Bill Payer account will be prompted to select their Preferred Account. Members will be prompted to select their Preferred Account on the Making Payments screen and when selecting a funding account during a payment set up.
  • Receive some bills electronically – With eBills, you have the option to receive as well as pay your bills online from a growing list of companies and vendors.

To use Bill Payer, you'll need a DCU Checking Account. Payments are deducted from your account as you make them

* You may not use the online bill pay service to pay governmental fees (such as taxes), court-directed obligations (such as alimony or child support), or payments outside the United States and its territories.  

How Bill Payer Works

When you first sign up for Bill Payer, you will need to complete the registration located in Digital Banking. Access this through the Move Money tab, and then choose Bill Pay. Once your application is submitted you can start using Bill Payer right away.

You can add your billers to the service using the Add a Biller tab. The Add a Biller process allows you to match a user entry to electronic merchants, which requires less information in adding a new bill. This screen will prompt you to input information from your current billing statement sent to you by your biller. Bill Payer allows you to set up payments in advance, plus you can set up automatic payments with a wide variety of payment frequencies.

If the amount and/or due date of your payments vary, you can simply use the Move Money tab. Enter the amount next to the biller you want to pay. The dynamic calendar will show you the earliest date you can expect your payment to arrive. You can schedule your payment to arrive any time later by entering a due date up to 12 months in the future by manually typing in a date or choosing a pay date from the dynamic calendar.

Bill Payer users can make changes to the payment amount, payment date, and withdrawal account of payments which are in pending status. The ability to change a payment is accessible from the main Bill Pay and Bill History screens.

The maximum processing time is 4 business days. Since the biller may not credit your payments to your account on the day they receive them, you may want to schedule your payment 5 to 8 days in advance and input a due date 1 to 3 days in advance of the due date printed on your bill. Note that some billers offer same day and next day payments.

If your bill is paid by check, the check will be sent to the biller three days before the due date. There are multiple mailing centers around the country to minimize transit time. If bills are paid electronically, it will be sent the day before the due date. Either way, the funds come out of your checking account on the due date you selected. In the case that your payment is sent by laser draft, the funds will be withdrawn when your biller cashes the check payment. A laser draft is a check drawn on your selected DCU checking account.

Payment checks include the biller's name, your name (the primary member's name), the biller's account number, and the amount.

For more information, click on Get Help in the “I want to” section for more detailed information” within Bill Pay.

How eBills Work

Bill Pay includes an Electronic Bill service, free to DCU members. If you ordinarily receive bills from participating Electronic Bill companies, you can sign up to receive those bills electronically via Bill Pay. Once the company processes your request, you'll start to receive their bills online and you'll be able to pay them electronically as well, or in some cases a check will be sent to them.

If your biller offers Electronic Bills, the option to Get eBill will be available on the to the left of the biller name on My Bills and People page. It's easy to sign up and use. Click on Get Help in the “I want to” section for more detailed information   

What Our Members Are Saying

Bill Payer has great features

RATINGS 5 5 / 5 stars

I use it to pay my rent. DCU sends checks to my owner on scheduled date. Also I have used to pay my internet bills Bill Payer is easy to use and has several features.

Raju- Mechanicsburg, Pennsylvania


Works great with HSA expenses

RATINGS 5 5 / 5 stars

We only use bill payer for HSA expenses, and it works great. I had some hesitation because this is different from the systems our previous HSA providers have used, but it's so simple and so easy to use. Love it!!

Family4Circus- Reno, Nevada


The Best!

RATINGS 5 5 / 5 stars

I have been a member of DCU for over 15 years and in my opinion, it handily beats every other bank that I have tried...and I have tried many. From their products to their customer experience, DCU has been top notch and hard to beat. Thank you for your continued stellar service DCU!

Dino- Tewksbury, Massachusetts