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Ltd. Savings

Ltd. Savings

Unlimited Deposits – Add to your account as often as you like for free.

At a Glance

Higher variable rates, unlimited deposits, one free monthly withdrawal.


Our highest variable savings account rates
Unlimited deposits - add to your account as often as you like for free.
No charge for first withdrawal per month - the second and any subsequent withdrawals each month are $25 each.
$25,000 minimum to earn dividends - dividends are paid from day of deposit to day of withdrawal compounded daily and paid monthly.
As High As
0.40% APY
4.5 4.5 / 5 stars







Ltd Savings Accounts

Minimum balance of $25,000 to earn dividends. No minimum to open. Unlimited deposits. One no charge withdrawal per month².

Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
On $25,000+ daily balance 0.40% 0.40%
Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
On $25,000+ daily balance 0.40% 0.40%

Rates are effective {currentdate}.

¹APY=Annual Percentage Yield. Rates are variable and may change after the account is opened and are subject to change weekly. Fees may reduce earnings on the account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.

²Any subsequent withdrawals each month after the first there is a $25 fee per transaction. A withdrawal is any amount of money removed from the account in the form of cash or a transfer of funds, done via in person, ATM or electronically. Federal Regulation limit no more than 6 transfers or withdrawals per month for the purpose of transferring funds to another of the depositor’s accounts at the same institution or making third-party payments by means of preauthorized, automatic, or telephonic transfers or transfers or withdrawals made by check, debit card, or other similar order made by the depositor and payable to third parties. 

What Our Members Are Saying

Great product

RATINGS 5 5 / 5 stars

I need my money to be very liquid while I use it for a number of home improvement projects. Great way to earn a little more interest while I use up the cash over the course of the year!

MCS – Dedham, MA


Excellent account

RATINGS 5 5 / 5 stars

I have been a member at DCU for many years and really like this account as it a good way to keep cash liquid while getting a great rate of return on my savings.

DOC – Henderson, NV


Quick and easy setup

RATINGS 4 4 / 5 stars

DCU makes it very easy to open up savings accounts and transfer your extra money to a good account like this. With the good rate given, this makes the LTD Savings worth it for all members.

Darren F. - Boca Raton, FL


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