skip to main content
DCU Assistant

Hi, anything I can help you with?

Posh Cross Close
People with shopping bags.

Holiday Club Savings

Start saving today for the holidays or other special occasion.

At a Glance

Your DCU Holiday Club Account allows you to save throughout the year for the holidays or any other goal!


Competitive dividend rates - a better rate than most bank statement savings accounts.
Earn dividends - from day of deposit to day of withdrawal, compounded daily, and paid monthly.
As High As
0.15% APY
4.5 4.5 / 5 stars







Holiday Club Savings Account

Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
No Minimum Balance² 0.15% 0.15%
Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
No Minimum Balance² 0.15% 0.15%

Rates are effective {currentdate}.

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened and are subject to change weekly. Fees may reduce earnings on the account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges, for important information and disclosures.

²A $20 minimum monthly automatic transfer into your Holiday Club savings account is required. All funds on deposit earn dividends. Funds are automatically transferred to your primary savings account after dividends are posted in September.

What Our Members Are Saying

Convenient and 'painless'

RATINGS 5 5 / 5 stars

The funds are automatically transferred from our checking to our Holiday account biweekly. In October when I'm ready to start shopping my Christmas money is all in one place - no charge account bills!

Louise – Bedford, NH


Great way to save for holidays

RATINGS 5 5 / 5 stars

We have used this for most of our lives. This is a good way to save for the holidays. The separate account is a gentle reminder to save. Could also be used as a raining day fund.

PJ – Manchester, NH


Perfect for the holiday shopper

RATINGS 5 5 / 5 stars

I love this feature. Not only do I have sufficient funds for my holiday shopping. I also use this to purchase birthday and anniversary gifts throughout the year.

Diane - Kingsland, TX


People Also Shopped For

Find out what other members have shopped for after viewing this product.
Stop paying big bank fees. You could save with DCU.
1.49% APR
Lower your rate, payment, or both when you refinance.
8.50% APR
Great rates with no annual fees, cash advance fees, or balance transfer fees.
5.99% APR
Pay off credit cards or invest in home improvements with our traditional personal loan.
0.20% APY
Earn dividends that often rival uninsured money market mutual funds. (Minimum to earn shown rate: $1,000)

We're Here to Help


Get assistance by Email.


Find a Branch or ATM.

Online Live Help

Chat with a Representative

Online Live Help Hours

Chat is currently unavailable.