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Online Deposit
Online Deposit

Online Deposit


Deposit checks anytime using your mobile device.

Online Deposit Benefits and Details

Deposit checks from anywhere with DCU's Online Deposit! Online Deposit allows you to deposit checks from     anywhere, anytime with your camera-equipped smart phone or tablet, or a scanner attached to your PC or Mac computer.

Now you will never have to mail in your checks, drive to an ATM, or visit a Shared Branch again. The process is very simple and convenient. Below are some highlights about this outstanding service:

  • Deposit checks* anywhere, 24 hours a day 7 days a week for free (data rates may apply) using your
  • Easy to use – deposit a check in less than 2 minutes
  • It’s safe and secure within Online Banking and Mobile Banking
  • We email you when deposits are processed or if any adjustments are made
  • Funds are credited the same business day if submitted by the standard processing time
  • You will no longer need to fill out deposit slips or make photocopies of the checks you receive
  • Easily load check images into your accounting software
  • Copies of deposited checks are kept in Online Deposit for 6 months for easy retrieval

*Upon approval

Minimum Equipment and Software Requirements

Here's what you'll need to use Online Deposit... 

With DCU Mobile Banking

You'll need a WIFI connection or a cellphone data plan with one of these devices...

  • iPhone® – Version 12.0 or newer with built-in camera, DCU's iPhone Mobile Banking app.
  • Android® devices – Android version 5.0 or newer with built-in camera and DCU's Android Mobile Banking app.
  • iPad® – Version 12.0 or newer with built-in camera and DCU's iPad Mobile Banking app.

With DCU Online Banking

You'll need...

  • A TWAIN and WIA-compliant scanner – Can be a stand-alone scanner or an all-in-one printer with scanning capabilities
  • A PC or Mac with a high speed internet connection
    • PC running Windows 10 or greater with current browser version (or one prior version).
    • Mac running Big Sur Mac OS or greater with current browser (or one prior version).

What Our Members Are Saying

Mobile Deposit very easy

RATINGS 5 5 / 5 stars

Using DCU app, mobile deposits are quite easy. Love this feature.

Ray- Dracut, Massachusetts


this is the way to go

RATINGS 5 5 / 5 stars

I only use this feature now for check deposits, it allows you to get it done from anywhere any time. think is the best service overall.

marcial- Marlborough, Massachusetts


Best mobile deposit out there

RATINGS 5 5 / 5 stars

I'm a new member and have been sticking with $200 deposits at a time because many banks and CUs only want to do the minimum required by law and place a hold on whatever amount is over $200. Not DCU! The app also OCRs the front page of the check and finds errors in advance so that you are able to prevent technical issues.

Jin- Saipan, Hawaii