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DCU Routing Number: 211391825

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Online Deposit
Online Deposit

Online Deposit


Deposit checks with a PC, Mac or mobile device.

Online Deposit Benefits and Details 

Deposit checks from anywhere with DCU's Online Deposit! Online Deposit allows you to deposit checks from anywhere, anytime with your camera-equipped smart phone or tablet, or a scanner attached to your PC or Mac computer.

Now you will never have to mail in your checks, drive to an ATM, or visit a Shared Branch again. The process is very simple and convenient. Below are some highlights about this outstanding service:

  • Deposit checks* anywhere, 24 hours a day 7 days a week for free using your
    • iPhone®, iPad® or Android® device's camera (data rates may apply)
    • Computer and scanner
  • Easy to use – deposit a check in less than 2 minutes
  • It’s safe and secure within Digital Banking desktop and mobile app version
  • We email you when deposits are processed or if any adjustments are made
  • Funds are credited the same business day if submitted by the standard processing time
  • You will no longer need to fill out deposit slips or make photocopies of the checks you receive
  • Easily load check images into your accounting software
  • Copies of deposited checks are kept in Online Deposit for 6 months for easy retrieval

*Upon approval

Minimum Equipment and Software Requirements

Here's what you'll need to use Online Deposit... 

With DCU Digital Banking App version.

You'll need a WIFI connection or a cellphone data plan with one of these devices...

  • iPhone® – Version 14.5 or newer with built-in camera, DCU's iPhone Digital Banking app.
  • Android® devices – Android version 5.0 or newer with built-in camera and DCU's Android Digital Banking app.
  • iPad® – Version 14.5 or newer with built-in camera and DCU's iPad Digital Banking app.

With DCU Digital Banking desktop version

You'll need...

  • A TWAIN and WIA-compliant scanner – Can be a stand-alone scanner or an all-in-one printer with scanning capabilities
  • A PC or Mac with a high speed internet connection
    • PC running Windows 10 or greater with current supported browser version.
    • Mac running Big Sur Mac OS or greater with current supported browser version.

What Our Members Are Saying

Mobile Deposit very easy

RATINGS 5 5 / 5 stars

Using DCU app, mobile deposits are quite easy. Love this feature.

Ray- Dracut, Massachusetts


this is the way to go

RATINGS 5 5 / 5 stars

I only use this feature now for check deposits, it allows you to get it done from anywhere any time. think is the best service overall.

marcial- Marlborough, Massachusetts


Best mobile deposit out there

RATINGS 5 5 / 5 stars

I'm a new member and have been sticking with $200 deposits at a time because many banks and CUs only want to do the minimum required by law and place a hold on whatever amount is over $200. Not DCU! The app also OCRs the front page of the check and finds errors in advance so that you are able to prevent technical issues.

Jin- Saipan, Hawaii