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Business Visa® Platinum Plus

Business Visa® Platinum Plus

A flexible card that gives your growing business the credit it needs with scalability.

At a Glance

Business Visa® Platinum Plus is an efficient way for growing businesses that need a greater number of cards with varying credit limits. It also allows you to keep track of individual spending and gives you the convenience of compiling all cards on one bill.

Benefits

Individually tailored cards - get an unlimited amount of cards each with a different account number and different credit limit. The credit limits on each card when added together cannot exceed the company credit limit.
Separate statements with a consolidated payment - get statements for each card and one consolidated bill for the control account with a breakout of transactions by user to keep track of individual spending.
Easy to access and manage - Online viewing of account activity through MyCardInfo
Accessible account data - a 12 month statement history that can be downloaded into your accounting system.
25-day grace period on new purchases - If the new balance shown on a monthly statement is paid in full by the payment due date, then no finance charge will be imposed on the purchases on that statement.
Mobile wallet compatible - card works with Apple Pay®, Google Pay™, and Samsung® Pay.*
AS LOW AS
10.00% APR

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

MAXIMUM LINE

$25,000

Visa Business Credit Card Rates

Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances: 
DCU Visa Business Platinum Credit Cards (Business Basic or Business Plus)
As low as 10.00% 
Prime¹ Plus 5.00% (minimum APR 10.00%)
(See Variable Rate Information below)
Variable-Rate Information Your APR may change monthly. The rate for purchases, cash advances, and balance transfers is determined by adding a "margin" ranging from 5.00% to 13.00% (based upon your credit history) to the Prime Rate.¹
Cash Advance Transaction fee None. There is no grace period on cash advances.
Grace Period for Repayment of NEW Purchases Not less than 25 days on new purchase amounts if the total New Balance is paid in full each month by the Payment Due Date on your billing statement and there is no cash advance activity.
Minimum Payment "Required Payment Due" shown on my statement.
Annual Fees NONE
Payment Processing Payments received by 4 p.m. Eastern time will be credited to your account the next business day. Payments received after 4 p.m. Eastern time will be credited to your account the second business day.
Payments Mail - Address noted on the statement
In Person - Any DCU branch
Pre-Authorized Recurring Transfers (ACH Origination) - Request Form (.pdf format)
Online scheduled payments through MyCardInfo (Business Plus Only)
Minimum Finance Charge NONE
Foreign Currency Conversion Fee NONE
Overdraft Protection DCU Visa Business Platinum Credit Card (Business Basic only) can be used for overdraft protection.
Various Fees

Balance Transfer fee: NONE
Late Payment fee: Up to $45.00 per occurrence
Overlimit fee: Up to $45.00 per occurrence
Return check fee: Up to $25.00 per occurrence

Replacement fee: Up to $25 Rush Fee per card: Up to $45 Same day Rush Fee per card: Up to $75 Statement copy request: Up to $2

¹The Prime Rate used to determine your Annual Percentage Rate (APR) is the Prime Rate as published in the Wall Street Journal at the end of the month immediately preceding the start of each billing cycle.

 At any time your Account becomes sixty (60) days past due in any 24 month period, FINANCE CHARGES on the entire balance will be calculated at the Penalty Pricing Rate of 18% APR. Please contact us at any branch, by email, or by calling 800.328.8797 if you wish to ascertain what changes, if any, have been made to DCU Visa Business Platinum Credit Cards.  

Plan to Use Your Credit Card

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings.

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