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Premier Checking

Premier Checking

Earn competitive tiered dividends on your entire daily balance.

At a Glance

If you keep $20,000 or more in your account, you'll earn high dividends and save on small business checking account fees with DCU Premier Business Checking. Plus it's loaded with great benefits and free services banks love to charge your business for.

Features

Earn competitive tiered dividends on your entire daily balance.
DCU Visa® Debit Card - up to 4 per business account. (Upon Approval)
Unlimited check writing - deposit up to 20 items per day free. Above 20 - 10¢ per item processing charge.
FREE Online & Mobile Banking (data rates may apply)
As High As
0.05% APY

MINIMUM TO OPEN

$0.00

MINIMUM TO EARN

$20,000

MONTHLY FEE

$0.00 If daily balance is $20,000+, otherwise $25

Premier Business Checking Rates

Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
$400,000 or more 0.20% 0.20%
$150,000 to $399,999 0.15% 0.15%
$75,000 to $149,999 0.10% 0.10%
$20,000 to $74,999 0.05% 0.05%
Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY¹ APY¹
$400,000 or more 0.20% 0.20%
$150,000 to $399,999 0.15% 0.15%
$75,000 to $149,999 0.10% 0.10%
$20,000 to $74,999 0.05% 0.05%

Rates are effective {currentdate}. 

¹APY = Annual Percentage Yield. Rates are variable, may change after the account is opened and subject to change weekly. Fees or other conditions may reduce earnings. Other conditions may apply. Please refer to DCU's Truth-in-Savings Disclosures and Account AgreementsSchedule of Fees and Service Charges and Electronic Services Disclosure and Agreements for important information and disclosures.

Premier Business Checking Fees

Item Item Fee Fee
If daily balance of at least $20,000 maintained during the month. Free
Fee charged If daily balance falls below $20,000 during the month. $25.00
Item Item Fee Fee
If daily balance of at least $20,000 maintained during the month. Free
Fee charged If daily balance falls below $20,000 during the month. $25.00

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.

Business Accounts Deposit Fees

Item Item Fee Fee
20 Items or Less FREE
Over 20 Items $ .10/item
Item Item Fee Fee
20 Items or Less FREE
Over 20 Items $ .10/item

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.

What Our Members Are Saying

Strong foundation easily built

RATINGS 5 5 / 5 stars

In all fairness and truth, you can't go wrong with DCU. They are so fair and are out to help enrich people's lives; rebuild them; give them hope; give them peace of mind; give them the ability to be independent, confident, stable and happy to fulfill their dreams. You will be able to save without fear of hidden fees.

Tipik – Kent, WA

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Easy to apply

RATINGS 5 5 / 5 stars

Friendly, competent, and professional. Really great experience with this credit union so far. I am looking forward to seeing my money grow through the savings account and saving money on interest through an auto loan.

Florida Grandma – Hudson, FL

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Love DCU Products

RATINGS 5 5 / 5 stars

I have done my banking with DCU for 35-plus years. They are the best around. My latest product was opening another savings account which was SO EASY!! I love everything about DCU and their staff. Always recommend them.

Tipik – Kent, WA

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