Programs designed to help you better understand and manage your money.
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We provide a range of free services and ways to making banking easier.
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People Pay
Overview
- Allows you to quickly transfer money to a person either at DCU or another financial institution
- FREE service for DCU Members
- Transfers only take one business day
- Available 24 hours a day, seven days a week
- Easy access through Account Manager in Online Banking or our Mobile App.
About DCU People Pay
For many people, using cash or checks has been the easiest way to pay a friend or acquaintance. However, more and more people are using their smartphones or other electronic devices to make purchases and manage their finances. People Pay – a new way of sending money that’s fast, convenient and safe.
Manage all your payments in one location without slowing down your busy lifestyle.
You Can Use People Pay to:
- Pay your roommate back for shared rent or household expenses
- Send cash to a niece or nephew in college
- Pay back a friend for lunch or concert tickets
- Make sure the soccer team dues are paid in time for next week's game
DCU People Pay is the fast, safe way to send money online.
Here's How It Works:
Sending Money
You can send money to almost anyone with an email address or a mobile number. The person will receive a notification with instructions on how to claim the money.
Receiving Money
You can do this two ways:
- Refer to the notification that was sent to your email address or mobile number.
- Simply go to the "Incoming" tab in People Pay.
Transfers Happen Fast!
Certain transfers you make using People Pay can happen in real-time, instantly. If your transfer can't be processed immediately, it will generally process between one and three business days.
Using People Pay is FREE!
Sign up today through Account Manager located in Online Banking.
Frequently Asked Questions
What does DCU People Pay do?
People Pay is a person to person funds transfer program that allows DCU members to transfer money from their accounts at DCU to a person either here at DCU, or another financial institution.
What does it cost to use People Pay?
Nothing! DCU People Pay is a free service for DCU members.
How long does it take to complete a transfer?
Certain transfers you make using People Pay can happen in real-time, instantly. If your transfer can't be processed immediately, it will generally process between one and three business days.
How much can I transfer?
You can transfer up to $400 per transaction with a $600 maximum transfer amount per day.
How does the recipient get their money?
You can transfer money directly to your recipient's financial institution if they provide you with their routing and account number. If you don't have that information, the recipient will get a text or email with instructions to claim the transfer.
Can I use People Pay with the DCU Mobile App?
Yes! DCU People Pay is available through online banking as well as the DCU Mobile App.
How do I sign up?
Signing up for DCU People Pay is easy! Simply log into Online Banking and go to Account Manager. DCU People Pay will be on the left side of the screen. For mobile users People Pay can be found in Account Manager once you have logged in.
What Our Members Are Saying
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
800.328.8797
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
