Shape your tomorrow by saving today.

Earn 5.00% APY ¹ on balances up to $1,000.

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Smart financial growth starts with a Primary Savings account.

At DCU, we make boosting your savings effortless with one of the highest rates in the country. With a 5.00% APY¹you could earn $55 per year just by maintaining a $1,000 balance. (See disclosures¹)

Why it pays to save with DCU

Bank from Anywhere

Experience the convenience of nationwide coverage – with 23 New England-based branches, 5,900+ co-op shared branches, and 80k+ surcharge-free ATMs.

No Monthly Maintenance Fees

No monthly maintenance fees. Because saving money shouldn’t cost you money.

Big Earnings, Lower Rates

As a member-owned credit union, DCU puts profits where they belong – in your pocket. That means higher returns on savings and lower costs on loans.

Primary Savings

Minimum Daily Balance to earn	Dividend Rate	APY¹
On remaining balance	0.05%	5.00% - 0.050%
Up to and including the first $1,000.00	4.89%	5.00%

Rates are effective

¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures.

²Digital Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Digital Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 11/12/2026. Offer subject to change and partner participation.