High yield. Low maintenance.

Earn 3.25% APY¹ on any balance. That’s over 7x the national average² for savings accounts.

ALREADY A DCU MEMBER?

Open additional products by logging into your Digital Banking account.

Member Login

NOT YET A DCU MEMBER?

Join today to get this exclusive benefit.

Join NOW

Turn financial goals into real growth with Advantage Savings.

Earn 3.25% APY¹ on every dollar – with no minimum balance to open. Because with 7x more than the national average² for savings accounts, your nest egg will flourish without doing a thing. You can start small or go big. Your future grows either way. (See disclosures¹)

Why it pays to save with DCU

Bank from Anywhere

Experience the convenience of nationwide coverage – with 23 New England-based branches, 5,900+ co-op shared branches, and 80k+ surcharge-free ATMs.

No Monthly Maintenance Fees

No monthly maintenance fees. Because saving money shouldn’t cost you money.

Big Earnings, Lower Rates

As a member-owned credit union, DCU puts profits where they belong – in your pocket. That means higher returns on savings and lower costs on loans.

Advantage Savings

Minimum Daily Balance to Earn	Dividend Rate	APY¹
No minimum	3.20%	3.25%

Rates are effective

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Dividends compounded and credited monthly. Fees may reduce earnings on the account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, Business Account Agreement, and Schedule of Fees and Service Charges for additional important information and disclosures.

²The national average annual percentage yield ("APY") for savings accounts is updated monthly, please refer to the Federal Deposit Insurance Corporation.

³Digital Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Digital Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 11/12/2026. Offer subject to change and partner participation.