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Keep Your Car – Trade Your Loan

Second Chance Car Loans

Moving Your Auto Loan to DCU Can Cut Your Payments


In today's economy every dollar that you save counts, wouldn't you like to reduce the monthly cost of owning a car? With a Second Chance Auto Loan, DCU can lower your monthly payment.
How can we do that? One of two ways – often we can lower your interest rate – especially if you have a used car loan. Other times, we can spread out what's left on your loan so each payment is smaller. Most times, the member was given a higher rate than they deserved at another institution or dealership – particularly on used cars. Other times, the member wanted to pay off their car faster. If we can't save you money on your rate, we can reduce your monthly payments. Either way, you can save a bundle on your monthly expenses.
  • Make and model of vehicle
  • Remaining loan balance
  • Amount of current payment and interest rate
  • Original number of payments and how many you have left
  • Name, address, telephone number, and loan account number for your current lender (most of this information will be in your loan coupon book or statement)
* Actual savings will depend on your personal credit history and account relationship.

You can always expect an honest evaluation from DCU
If we cannot reduce your payment, we will let you know. Our vision is All members achieve their financial goals. We want to ensure you get a good deal... even if you already have it. It's worth a few moments to find out how much we can help you.

It's easy to get a Second Chance Car Loan.   Apply online today.
For more information on vehicle loans at DCU, visit the online Auto Center.





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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
DCU is an Equal Housing Lender    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Select for more information.

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