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Special Offers

Rates effective beginning October 1, 2008. APY = Annual Percentage Yield.

Minimum $500 to open. Limited Time Offer. Cannot be combined with other offers.
Terms / Features Dividend Rate Annual Percentage Yield
Regular Certificate – Minimum $500 to open. 4.40% 4.50%
Jumbo Certificate – Minimum $25,000 to open. 4.40% 4.50%
IRA^^ Certificate – Minimum $500 to open. 4.40% 4.50%

*Certificate Account rates are subject to change weekly; but the rate will remain in effect for the term of the certificate once issued. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded daily, and posted monthly. "Penalties" apply for early withdrawals. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements, Schedule of Fees and Service Charges, and Certificate Account Disclosure and Agreement.
^^IRA=Individual Retirement Account

Minimum $500 to open. Limited Time Offer. Cannot be combined with other offers.
Terms / Features Dividend Rate Annual Percentage Yield
Regular Certificate – Minimum $500 to open. 3.92% 4.00%
Jumbo Certificate – Minimum $25,000 to open. 3.92% 4.00%
IRA^^ Certificate – Minimum $500 to open. 3.92% 4.00%

*Certificate Account rates are subject to change weekly; but the rate will remain in effect for the term of the certificate once issued. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded daily, and posted monthly. "Penalties" apply for early withdrawals. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements, Schedule of Fees and Service Charges, and Certificate Account Disclosure and Agreement.
^^IRA=Individual Retirement Account

Minimum $500 to open. Limited Time Offer. Cannot be combined with other offers.
Terms / Features Dividend Rate Annual Percentage Yield
Regular Certificate – Minimum $500 to open. 3.44% 3.50%
Jumbo Certificate – Minimum $25,000 to open. 3.44% 3.50%
IRA^^ Certificate – Minimum $500 to open. 3.44% 3.50%

*Certificate Account rates are subject to change weekly; but the rate will remain in effect for the term of the certificate once issued. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded daily, and posted monthly. "Penalties" apply for early withdrawals. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements, Schedule of Fees and Service Charges, and Certificate Account Disclosure and Agreement.
^^IRA=Individual Retirement Account
Link to details on our Ltd Savings Account.
Minimum balance of $25,000 to earn dividends. No minimum to open. Unlimited deposits. One Free withdrawal per month.*
Balance Tiers Dividend Rate Annual Percentage Yield
When daily balance is $25,000 or more 3.03% 3.08%

*Rate may change after the account is opened and is subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements, Ltd Savings Account Application and Disclosure, and Schedule of Fees and Service Charges.

Link to details on our American Dream Certificate.
The American Dream Certificate is part of the American Dream Home-Ownership Program for prospective first-time homebuyers as part of the Loyalty Checking Plus benefits. Minimum $100 to open. 60-Month Term.^
Terms / Features Dividend Rate Annual Percentage Yield
Minimum $100 to open, 60-Month Term 4.40% 4.50%

^ Withdrawals may be made anytime during the term of the certificate and at maturity without DCU penalty only upon providing a residential Purchase and Sale Agreement or Offer to Purchase in the name of the certificate Prime and/or Joint Owner. Please refer to the DCU American Dream Home-Ownership Certificate Disclosure and Agreement and the Truth-in-Savings Disclosures and Account Agreements for additional terms and conditions.
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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
DCU is an Equal Housing Lender    Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Select for more information.

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