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Personal and Business Banking

Surcharge-Free Allpoint® ATM Network - FAQs


What is the Allpoint Network?

The Allpoint Network is a surcharge-free network of ATMs with over 55,000 locations throughout the United States, Canada, Mexico, Puerto Rico, United Kingdom and Australia. As a benefit to DCU members all of these Allpoint locations are surcharge-free.

Where can I find Allpoint Network ATMs?

You can find Allpoint Network ATMs in 55,000 retail locations around the world, with 43,000 in the United States, including these retailers:

  • Target®
  • CVS/pharmacy®
  • Walgreens®
  • Costco Wholesale®
  • Sunoco®
  • Safeway®
  • Winn-Dixie®
  • and more!

Allpoint Network ATMs and other surcharge-free ATMs can be easily located by using DCU's ATM locator or through DCU's mobile app.

Are there any fees for using Allpoint Network ATMs?

Allpoint ATMs are completely surcharge-free for DCU members.

Can I use my current card?

Yes! Use your current DCU Debit or ATM card to gain Allpoint surcharge-free access at 55,000 ATM locations worldwide. No additional sign-up or action is required.

I went to the retailers you listed, but the ATM looked like it was owned by another financial institution. Will that financial institution charge me for using the machine?

Many Allpoint Network machines look like they are operated by other banks or credit unions, however, all ATMs listed on the Allpoint locator are part of the Allpoint Network and are surcharge-free for DCU members. Just look for the Allpoint Network sticker on the lower part of the ATM.

The surcharge screen appeared when I attempted a transaction. Will I get charged a fee?

No – the surcharge screen is there to notify customers of other institutions who are not participating in the Allpoint Network. Just press "Yes" to accept the fee and continue with your transaction. As a DCU member, you will not be charged.

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