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Personal and Business Banking

Chapter 7: Using DCU's Web Mortgage Tools

Mortgage Guide

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Chapter 7: Using DCU's Web Mortgage Tools

Learn about tools on our website to help you get the home you want at a price you can afford.

Chapter 7: Using DCU's Web Mortgage Tools

We have many powerful tools to help you through the mortgage and home buying process – whether you want to refinance your current mortgage or finance your next home. For instance, we have great on-line guides and calculators to help you determine which mortgage is better for you; should you rent or buy; how much would a fixed rate or adjustable rate mortgage payment be.

We also have something much more powerful than all the information – our desire to help you make wise decisions and save money. That's why you should call, visit, or write us any time you have a question about...

  • Home Equity Loans – Get information online, at our branches, or by calling our Information Center at 508.263.6700 or 800.328.8797.

  • The mortgage or home buying process – Get information online, at our branches, or by calling our Information Center.

  • Refinancing your current home mortgage – Get information online, at our branches, or by calling our Information Center.

Now, let's get to work on that dream home!

  1. Determine how much of a house you can really afford. You can develop a realistic estimate with this calculator. But don't forget to come back to this page after you've done your budgeting.

  2. Get yourself pre-qualified, or better yet, obtain a verified pre-qualification by a DCU Loan Officer.

    If you're really serious about a mortgage, you can start your pre-qualification process several ways:

    • Apply on the web. – Take a little time, and read through this entire website, and then select the Apply for mortgage on DCU's homepage.

    • Apply by phone – Just call 508.263.6700 or 800.328.8797 and choose 3. They can take you through the whole process from application to closing. Then your mortgage is with DCU. More information on applying.

    • Apply online for a VA loan. – Use this online application if you already know you are eligible.

    • Apply at Any DCU Branch. – We have people in each branch who can take your application and Mortgage Originators at several locations who can take you through the entire process. Look for the branch location closest to you.

  3. Start surfing DCU's great Mortgage home page. While we're working on your mortgage application, you should start working on other important decisions. Take some time and surf through the dozens of great pages at this site.

  4. If you care about straight answers, get in the habit of surfing the StreetWise home page. – Our goal is to make StreetWise one of the best consumer education sites on the web. As needed we will continue adding hot consumer information to the site on just about any subject that touches your pocketbook or your general well-being.