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What Can DCU Save You?

Is the Boat Safe and Reliable?

StreetWise Boat Guide

Boats
  • Summary
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Is the Boat Safe and Reliable?

Whether you buy new or used, the key to smart boat buying is knowing the quality and condition of the specific boat you want to buy. We've got lots of good tips and sites here for you.

Check out boat reviews on the models you like.

The following are just a few of the many web sites that offer boat reviews. You can also enter the name of the model you like into your search engine followed by "boat review" to search for reviews of that specific model.

  • Boating Magazine – New boat reviews.

  • Yachting Magazine – Reviews high-end yachts.

  • Boat Reviews – By marine surveyor Jack Horner, N.A. on the boatus.com web site.

  • Boat Reviews – By marine surveyor David Pascoe of Destin, FL. They may be searched by model or date. The introduction sets forth the basis and approach of the reviews; read it before going to specific reviews.

Considering a used boat?

  • Don't buy a used boat without talking to the previous owner!

    Ask them:

    • Who did you buy the boat from?

    • Why are you selling the boat?

    • Who was your boat mechanic and how do I call that person?

    • Did you keep maintenance records, and may I see them?

    • Did you ever have any insurance claims on this rig?

    • How long has the boat been for sale? (Boat owners are much more likely to negotiate if their boat has been on the market for a long time. This also goes for boat dealers.)

  • Don't buy any boat without taking it for an extensive "test drive."

    Even if you're not a boater yet and are very uncomfortable at the helm, you must do this. Boats are like cars in many ways: you'll feel comfortable in some of them and very uncomfortable in others. If you're really too uncomfortable to take the helm, why not bring along an experienced boater to help you evaluate the boat in the water? A friend or a member of a boating club would do this just to help you. Or, you can retain a mechanic or marine surveyor to be the captain (not a bad idea, particularly if you are spending a lot of money on a boat. More on these people in a second).

  • What about buying a used boat and installing a new motor?

    Remember that many boats themselves have a much longer useful life than the engines on those boats. You might be able to find a great older boat hull for little money, for instance, then put a new engine on the hull.

  • We can't say this enough – don't buy used marine engines or hulls without having them checked out by a marine mechanic or surveyor.

    • What's a marine surveyor? A lot like a house appraiser, a marine surveyor looks at all elements of a boat, from engine to hull and in between, and determines its condition and value.

    • If you're buying more than a used rowboat, you would be smart to retain a surveyor. Below are some sites to help you find one. Or, talk with a local boat dealer about the surveyors the dealer regularly uses. Make sure the surveyor is approved by banks to survey boats for financing institutions.

    • What are the key questions to ask any marine mechanic or surveyor? First, tell the mechanic about your conversation with the previous owner. Then ask the mechanic:

      • How much will it cost me to put this engine in really good running order?

      • How many useful hours does this engine have on it before I need to replace it or have it rebuilt?

      • Structurally, how is this hull, and how many years service will it probably give me?

Another big tip: "Safe and Reliable" applies to both engines and hulls.

  • Is the engine safe and reliable?

    • New engines are pretty easy to check out. Use the sites recommended on this guide's page on marine engines.

    • Used engines are literally one-of-a kind. Many engines now have some form of "hour meter" built into the engine. Knowing the total "hours" on an outboard engine, in particular, is important. The length of engine warranties is usually determined by the number of hours on the engine, and the age of the engine. And virtually all engine warranties are transferable.

      But there's only one way to know about the reliability and lifespan of a used engine: have it inspected by that trusty marine mechanic or surveyor we mentioned a minute ago. Don't buy a used engine without having it checked out by a mechanic familiar with that type of engine! A fifty-dollar inspection may keep you from buying an engine that needs a thousand-dollar repair. Ask for the mechanic's opinion in writing.

      if you're buying a used engine from a franchised boat dealer, insist that the dealer – not the engine manufacturer – warranty everything they are selling you – the engine, the boat, the trailer. Some dealers will fight this, but the best dealers will generally provide a meaningful warranty, if you insist.

  • Is the hull safe and reliable?

    • Checking out the hull and general construction

      • Generally speaking, in boat hulls, you get what you pay for. Some boats are virtually unsinkable because of expensive construction techniques (Boston Whalers, for instance, are regularly sawed into to prove they are unsinkable). Others can look just as seaworthy, but are flimsy in construction and durability.

      • At times, the least-known brand makes a boat better than the more expensive brand. Remember that at all times, the seller's job is to tell you their boat is best! Here are some tips to help you gather relatively unbiased information about construction quality and general reputation concerning specific hulls.

      • Always get a written description of hull construction specifications and components for individual boats that interest you. Then compare those components and specifications to those of the top-line manufacturers. For instance, Boston Whalers, Contenders, and Grady White power boats are usually considered high-quality, ocean worthy boats. You can download specifications for these boats from the manufacturer's web site, and compare them to individual boats you're looking at.

      • Find some boat owners to talk to: Head to a large marina and look for boats made by the same manufacturer as the one you're thinking about buying. Boat quality generally runs through a boat's line-up, so an exact match up isn't key.

      • Also, search for web sites or chat rooms hosted by owners of the type of boat you are considering buying. Boat owners are far and away the best source of information when it comes to boat reliability and durability.

        Boater to boater, a service of BoatUS, the Boat Owners Association of the U.S., offers a list of owners who will talk to you about their boat. There are also moderated message boards on numerous topics with lots of posts.

Checking complaints on engine and hulls

  • BoatUS.com offers a great listing and service which both reviews owners' problems with specific boats and provides a mediation service when problems develop. You might want to bookmark this site.

  • BoatU.S. National Recall Alert Registry provides access to the USCG recall database, lists new recalls, and allows you to register your boat information so you can be notified in case of a recall.