Learn how to calculate the maximum amount you have to spend on a boat.
Your Available Cash is the maximum amount you have to spend on a boat. This calculator enables you to determine 1) the amount of cash a boat loan will yield and 2) the total Available Cash from all sources, including the loan, you have to purchase a boat. Fill in the information requested and click on the Compute button.
If the estimated amount of Available Cash is too little for the boat you would like to purchase, you have several options: A higher monthly payment and/or a longer loan term will typically yield higher initial Loan Cash, thus increasing your Available Cash. You may also wish to consider alternative boats that better fit your budget.
Current rates and terms for DCU Boat Loans are available on our Boat Loans page.
This calculator is solely for informational purposes. It gives you reasonably accurate results of car your Available Cash. Results for your actual loan will vary based on your final rate and loan amount.