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What Can DCU Save You?

Accidental Death & Dismemberment Insurance

Group program is no longer available.

  • Features
  • About the Program
  • Contacts

AD&D Program Benefits

  • Existing policies continue in force.
  • Pays a financial benefit if you are dismembered or if you lose your life in an accident.

Insurance is provided through Affinion Benefits Group and underwritten by Minnesota Life Insurance Company.

Insurance is provided to members residing in New York through Affinion Benefits Group and underwritten by Securian Insurance Company.

The AD&D Program

Accidental Death and Dismemberment Insurance is designed to pay you a financial benefit if you are dismembered (such as loss of a limb or sight) or pay your beneficiary if you lose your life in an accident. Typically, benefits for dismemberment vary by the severity of the injury. The full face value is typically paid upon loss of life.

Members who purchased coverage under this program may keep it as long as premiums are paid. Members who previously accepted $1,000 in free coverage ($500 if over age 70) may keep it as long as they are members and the program remains in force.

Insurance is provided through Affinion Benefits Group and underwritten by Minnesota Life Insurance Company. Insurance is provided to members residing in New York through Affinion Benefits Group and underwritten by Securian Insurance Company. Premiums for the free coverage are paid by DCU. Additional family or individual coverage is available at reasonable rates.

If You Have Questions . . .

If you have questions about the program, your coverage, or a claim, contact Affinion directly at 877.309.6576 on weekdays from 8am - 9pm, Saturdays from 9:30am - 6pm.

An Easy Way To Update Your Coverage

You can update your name, address, or beneficiary by mailing in this simple form.