JavaScript must be turned on in order for this site to display properly.

Personal and Business Banking


DCU Money Management

Budgeting for a brighter future

DCU has a commitment to providing valuable tools and resources that will help our members save money and spend smarter. That's why we're excited to bring you a powerful new budgeting tool called Money Management.

Money Management lets you visualize your spending and budgets easily, and simply. View transaction trends, set milestone goals, and more.
 

Here are just a few key features:

  • Know your finances. See all of your accounts – even those with other financial institutions – at once.
  • Track your budget. Bubbles help you visualize the relative health of your budgets quickly and easily.
  • Watch your spending. Every transaction is automatically categorized allowing you to see where your money is going.


How to get Money Management

Money Management is free for DCU members. Here's where to find it:

  • In Online Banking – look for Money Management in the main navigation menu.
  • In the DCU Mobile App – Money Management will be on the home tab after you log in.

 

Some Frequently Asked Questions:

Q: I'm having trouble adding an account...

A: If you are having trouble adding an account, here are some tips:

  • Check all the available account types listed under an institution when you search. Sometimes mortgage, savings, credit cards and other accounts are listed separately. You may also have to search for the specific account (i.e., “Bank of America mortgage" as opposed to just “Bank of America”).
  • Verify your username and password with your institution to ensure your credentials haven’t expired. Sometimes signing in can unlock a frozen account connection.
  • Turn OFF complicated security preferences (such as CAPTCHA and picture passwords) on your institution’s site.
  • Allow your institution to accept third-party access by changing the preferences on their site.
  • Make sure you aren’t simultaneously logged in to your institution’s site on another tab or browser.
  • Make sure the software isn’t waiting for your response to a security question.
  • If a connection breaks, you may have to enter your credentials again.

If you still have issues, you can submit a support request through the Money Management software.


Q: Why am I not seeing all of my transactions?

A: Possible reasons may include:

  • A recent transaction is still pending and hasn't posted to your account yet.
  • You have logged in for the first time. Only 90 days of transactions are displayed the first time you log in.
  • It has been more than 30 days since you last logged in. In most cases, each log in only pulls 30 to 45 days' worth of transactions. To be sure all your transactions are included, we recommend logging in at least once every 30 days.

If you still have issues, you can submit a support request through the Money Management software.


Q: How do I put transactions in the correct category?

A: To put transactions in the correct category you should:

  1. Select the transaction tab.
  2. If you have uncategorized transactions, a message should appear asking if you'd like to categorize your uncategorized transactions. Select Categorize.
  3. If you've already clicked No Thanks or no message appears, simply select the search icon in the top right corner and type "uncategorized."
  4. Hover over a transaction and select the pencil icon that appears.
  5. Choose a category or click the + icon to choose a subcategory. You can even add a new subcategory by selecting Add a Subcategory and entering a name.
  6. Repeat this process for each uncategorized transaction.

Your preferences will be saved, and similar transactions should be automatically categorized in the future.


Q: How do I delete an account?

A: Here's how to delete an account:

  1. Select the account you'd like to delete.
  2. Select the dot iconat the upper right, then Delete Account.

Note that you can't delete your DCU accounts. Instead, you can exclude these accounts by selecting the account, selecting then the dot icon, and selecting Hide Account.

Keep in mind that any data older than 90 days cannot be restored in Money Management if you want to re-add an account you've deleted.


Q: How do I fix a broken account?

A: Broken accounts have a red or yellow exclamation mark in the top right corner of the account card. To fix this connection:

  1. Select the broken account.
  2. Select the red or yellow warning message in the Link Status section.
  3. Re-enter your login credentials.

If the account continues to fail:

  1. Log in to your other financial institution’s online banking to verify that your credentials are correct and that there are no holds on the account.
  2. Add the account again, and pay special attention to the institution name to make sure you are attempting to add the correct account. Many institutions have similar names.

If you still have issues, you can submit a support request through the Money Management software.

 

Still have questions? Contact us



Introducing Money Management