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Small Recreational Vehicle Loans

Financing fun times for you and your family

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Small RV Loan Benefits

  • Borrow for . . .
    • Snowmobiles
    • Personal watercraft
    • Off-road motorcycles
    • ATV's and Segways
  • Same low rates on new and used
  • Purchase or refinance with affordable monthly payments
  • Borrow up to 100% of purchase price
  • Save with Plus and Relationship benefits and electronic payment

Small RV Loan Benefit Details

  • Finance lots of great motorized toys – Use for personal watercraft, snowmobiles, all terrain vehicles, scooters, mopeds, or off-road motorcycles. DCU also finances the Segway HT (Human Transporter).
  • New or used – with same low fixed rates.
  • Borrow up to 100% of purchase price – or NADA book value (whichever is less).
  • For purchases and refinancing – Have an existing loan elsewhere? Move it here and save.
  • Terms up to 60 months – That helps keep payments affordable on larger purchases.
  • Save with Plus and Relationship benefits and electronic payment – Save on rates when you qualify for Plus and Relationship benefits on your DCU Checking Account and make payments electronically (payment by transfer in Online Banking, Mobile Banking, Easy Touch Telephone Teller, DCU ATM, or internal DCU automatic transfers. Add 0.50% to rate for other payment methods.

Small RV Loan Rates*

For new or used off-road motorcycles, snowmobiles, ATVs, Segway Human Transporters, and personal watercraft.

Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Our Best Rates*
Terms / Features Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 months 9.10% $20.81

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

Small Recreational Vehicle Loans is rated 4.0 out of 5 by 4.
Rated 5 out of 5 by from Quick and accurate proccess The whole process to get my loan was very fast and the personnel involved was really professional and right on the spot to clarify my questions and proceed with my loan application. I also like the website and mobile app experience, although there's some room for improvement.
Date published: 2017-11-27
Rated 5 out of 5 by from refi of existing RV loan got it done in one phone call and all paperwork done over internet that was awesome
Date published: 2013-10-14
Rated 5 out of 5 by from Great Service Really provided excellent loan service. Changed my mind on the loan and DCU was very helpful in changing the loan to fit my needs. Would recommend DCU to my friends and family.
Date published: 2012-10-02
Rated 1 out of 5 by from Long wait times, poor service My loan was transfered from Target Credit Union, and I have been experiencing horribly long wait times when calling in, and poor, uninformed service. Will be looking at a loan pay off as soon as possible without better service.
Date published: 2012-03-06
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2014 new Cargo trailer

Looking to purchase a new 2014 Carmate Cargo trailer for my business
Asked by: Okie
Loan applications may be submitted online at or over the phone with a Live Loan Agent 24 hours a day, 7 days a week by calling 800.328.8797 option 3.
Answered by: DCU Staff
Date published: 2014-05-31

How do you determine the book value on a vintage RV

Asked by: Booger1k
We generally use to determine the value of an RV. If the year is not available we would require that an appraisal be done by a licensed appraiser.
Answered by: DCU Staff
Date published: 2018-09-04
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Easy Ways To Apply Today

  1. Apply Online
  2. By Phone
    Call 508.263.6700 and press 3
  3. Any DCU Branch