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Private Student Lending Solution Rates

Fill the education funding gaps with DCU's education lending solutions

  • Private Lending Solutions

DCU Private Student Lending Solutions

No origination fees, no application fees, and no prepayment penalties.

Terms / Features Our Best Rate*
Rate Index Annual Percentage Rate
As low as Prime** plus 2.50% 6.75%

Rates are effective .

*All rates are determined by your personal credit history and payment method. Our Best Rates are for members with the best credit. Other rates may apply.

**The Prime or Index rate is variable and will adjust quarterly (January, April, July, October) on the first of the month using the Prime Rate as published in the Money section of the Wall Street Journal on the first business day of the preceding month. The minimum APR is 6.00%. The maximum APR is 18.00%.

APR = Annual Percentage Rate.