mobile menu
DCU logo

Consumer Loan Rates

Purchase or refinance almost anything

  • Boats
  • RVs
  • Access
  • Other

Boat Loans

For new or used Boats, purchase or refinance. Maximum used boat age to be financed is 10 years.
Qualified borrowers can finance up to 90% of NADA retail book value or 90% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 60 months
Minimum Loan Amount $5,000
6.24% $19.44
Up to 72 months
Minimum Loan Amount $15,000
6.74% $16.92
Up to 84 months
Minimum Loan Amount $15,000
7.24% $15.21
Up to 120 months
Minimum Loan Amount $25,000
7.74% $12.00
Up to 180 months
Minimum Loan A Mount $50,000
7.74% $9.41
Up to 240 months
Minimum Loan Amount $75,000
7.74% $8.20

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

Large Recreational Vehicle Loans

For new or used Motor Homes, Travel Trailers, and Camping Trailers, purchase or refinance.
Qualified borrowers can finance up to 90% of NADA retail book value or 90% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 60 months
Minimum Loan Amount $5,000
6.24% $19.44
Up to 72 months
Minimum Loan Amount $15,000
6.74% $16.92
Up to 84 months
Minimum Loan Amount $15,000
7.24% $15.21
Up to 120 months
Minimum Loan Amount $25,000
7.74% $12.00
Up to 180 months
Minimum Loan A Mount $50,000
7.74% $9.41
Up to 240 months
Minimum Loan Amount $75,000
7.74% $8.20

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

Small Recreational Vehicle Loans

For new or used Off-Road Motorcycles, Snowmobiles, ATVs, SegwayTM Human Transporters, and Personal Watercraft. For purchases and refinancing.
Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 7.10% $30.92
Up to 48 Months 7.35% $24.11
Up to 60 months 7.60% $20.09

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

Access Loans

Available for scooters, wheelchairs, or any non-vehicle product, device or building modification designed to assist individuals with a disability.
Qualified borrowers may finance up to 100% of the purchase price or retail book value.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 7.10% $30.92
Up to 48 Months 7.35% $24.11
Up to 60 months 7.60% $20.09
Up to 72 months 8.85% $17.95

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.

Stock-Secured Loans

Borrow against NYSE or NASDAQ-listed stock you hold in certificate form.
Borrow up to 70% of the 52-week low share price. Loans up to $100,000. Terms up to 120 months.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 60 months
Minimum Loan Amount $5,000
6.24% $19.44
Up to 72 months
Minimum Loan Amount $15,000
6.74% $16.92
Up to 84 months
Minimum Loan Amount $15,000
7.24% $15.21
Up to 120 months
Minimum Loan Amount $25,000
7.74% $12.00

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.

Credit Builder Loans

Build or rebuild your credit rating as you build savings.
Borrow from $500 to $3,000 for 12 to 24 months.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 24 Months
Maximum Loan Amount $3,000
5.00% $43.87

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.