About DCU People Pay
For many people, using cash or checks has been the easiest way to pay a friend or acquaintance. However, more and more people are using their smartphones or other electronic devices to make purchases and manage their finances. Introducing People Pay – a new way of sending money that's fast, convenient and safe.
Manage all your payments in one location without slowing down your busy lifestyle.
You Can Use People Pay to:
- Pay your roommate back for shared rent or household expenses
- Send cash to a niece or nephew in college
- Pay back a friend for lunch or concert tickets
- Make sure the soccer team dues are paid in time for next week's game
DCU People Pay is the fast, safe way to send money online.
Here's How It Works:
You can send money to almost anyone with an email address or a mobile number. The person will receive a notification with instructions on how to claim the money.
You can do this two ways:
- Refer to the notification that was sent to your email address or mobile number.
- Simply go to the "Incoming" tab in People Pay
Transfers Happen Fast!
Certain transfers you make using People Pay can happen in real-time, instantly. If your transfer can't be processed immediately, it will only take one business day to process.
Using People Pay is FREE!
Sign up today using DCU's Mobile App. Simply login and navigate to Account Manager. People Pay is located on this screen. Simply follow the set up instructions provided.
Frequently Asked Questions
What does DCU People Pay do?
People Pay is a person to person funds transfer program that allows DCU members to transfer money from their accounts at DCU to a person either here at DCU, or another financial institution.
Are there transaction limits?
Yes, you can send up to $500 per transfer with a limit of $1,500 in transfers per day.
What does it cost to use People Pay?
Nothing! DCU People Pay is a free service for DCU members.
How long does it take to complete a transfer?
Certain transfers can happen in real-time, instantly. If your transfer can't be processed immediately, it will only take one business day to process.
How does the recipient get their money?
You can transfer money directly to your recipient's financial institution if they provide you with their routing and account number. If you don't have that information, the recipient will get a text or email with instructions to claim the transfer.
Can I use People Pay with the DCU Mobile App?
Yes! DCU People Pay is available through online banking as well as the DCU Mobile App.
How do I sign up?
Using the DCU Mobile App, People Pay can be found in Account Manager once you have logged in.
If I send $100, will you charge anything to the recepient?
Charges to send money from DCU to other bank
Receiving Money from other financial institution to DCU checking account
Can I send money from my DCU account to my own Chase account using this service?
Is there Automatic payments?
How to Sign-up
Using the DCU Mobile App, login and navigate to Account Manager. People Pay is located within Account Manager. Simply follow the set up instructions provided.
Contact the DCU Information Center at 508.263.6700, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, ET.