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Personal and Business Banking

Personal Aircraft Loans

Helping you buy your own airplane, helicopter, ultralight, or glider

  • Features
  • Details
  • Rates
  • Reviews
  • Apply Now
  • Resources
Aircraft Financing Image

Personal Aircraft Loan Benefits

  • For new or used aircraft, purchase or refinance
  • Borrow up to 80% of Blue Book or appraised value
  • Save with Plus and Relationship benefits and electronic payment
  • Available for Massachusetts and New Hampshire residents

Please refer to Details and Rates tabs for additional information and important disclosures.

"Easy To Apply.
Excellent Follow Up. Good Communication."

Open quote The online application process was easy to follow. I received almost immediate correspondence via email, and was contacted by phone with approval.  Close quote

— VWchick, Lorton, VA

Personal Aircraft Loan Details

  • New or used aircraft – With same low loan rates.
  • Borrow up to 80% of value – Qualified borrowers can finance up to 80% of the Blue Book or appraised value.
  • For purchases and refinancing – Have an existing loan elsewhere? Move it here and save.
  • Save with Plus and Relationship benefits and electronic payment – Save on rates when you qualify for Plus and Relationship benefits on your DCU Checking Account and make payments electronically (payment by transfer in Online Banking, Mobile Banking, Easy Touch Telephone Teller, DCU ATM, or internal DCU automatic transfers. Add 0.50% to rate for other payment methods.
  • Available for Massachusetts and New Hampshire residents

Certain aircraft may require additional documentation to complete your loan. A DCU representative will let you know what's needed after you apply.

Personal Aircraft Loan Rates*

Our Best Rates*
Terms / Features Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 60 months
Minimum Loan Amount $5,000
8.24% $20.39
Up to 72 months
Minimum Loan Amount $15,000
8.74% $17.90
Up to 84 months
Minimum Loan Amount $15,000
9.24% $16.21
Up to 120 months
Minimum Loan Amount $25,000
9.74% $13.07
Up to 180 months
Minimum Loan A Mount $50,000
9.74% $10.59
Up to 240 months
Minimum Loan Amount $75,000
9.74% $9.48

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

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Is this loan available for personal aircraft which may be used for leaseback?

I would like to buy a plane for myself and periodically leaseback the plane to help cover the monthly costs of owning a plane. Is this loan available for such a situation?
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"Product Is Great"

Open quote DCU has provided me the best APR on this loan. Simple and hassle free documentation. Thank you DCU! Close quote

— Hari, Portland, OR

Easy Ways To Apply For A Personal Aircraft Loan

  1. Apply Online – 24 hours a day, 7 days a week.
  2. Apply by phone – 24 hours a day, 7 days a week call 800.328.8797 or 508.263.6700 and press 3.
  3. Any DCU Branch – Visit your local branch.

"Above And Beyond"

Open quote Process was a breeze and it was a pleasure doing business with DCU. DCU was far more competitive than any local bank or credit union options we had locally. Close quote

— K&R, Bettendorf, IW

Personal Aircraft Loan Resources

  • Are You Already Approved? – Login to Online Banking and check your Account Manager inbox for a message. If you are, you can accept your approved loan online.
  • Loan Payment Method Authorization (.pdf format) – Use to have DCU set up electronic loan payments by transfer from your DCU savings or checking account. Note: you can set this up on your own with Online Banking Automatic Transfers.
  • Payment Protection – Helps relieve the pressure of your loan payments during certain unexpected events.
  • Intent to Sell Form – Provide to DCU if you are buying a personal aircraft through a private sale.

Personal Aircraft Loan Related Links

  • Loan Calculator – Use these calculators to determine an approximate loan payment based on the loan amount (loan cash), term, and credit history standing. This helps you see if a loan will fit within your budget.
  • StreetWise Guide to CreditStreetWise guide helps you understand how credit works, how to use it responsibly, how to know if you are having difficulty with it, and what to do if you are.
  • How to Make Your Loan Payment – We make it easy to make your loan payment. Find out more about our convenient payment options.
  • Skip a Payment (.pdf format) – You have the option to skip a loan payment without impacting your credit rating.
  • Calculate Finance Charges – Sometime members have questions about how Finance Charges or Interest on their DCU loan accounts are calculated. This information is designed to make the information in your loan disclosures a little easier to understand.
  • Schedule of Fees and Service Charges – Details regarding member benefits that may help you avoid fees.
  • Financial Wellness and Recovery – Learn what DCU can do for you if you are now or think you may soon experience a financial setback. The earlier you contact us, the more we can do to help.