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Personal and Business Banking

Borrowing for your needs

DCU offers a variety of loan and borrowing options

Loans and Borrowing

We have a lot of borrowing and loans options for all your needs. Whether you are buying a home, need a new car, paying for repairs, financing education, or are buying a boat or recreational vehicle, we can help.

Mortgages and Home Equity

We have many mortgage options for buying a home or refinancing. If you have a home and want to put your home's equity to work for you, we have Home Equity Loans and Lines to help you finance anything. Learn more about Mortgages Loans and Home Equity.

Auto Loans

Qualified borrowers can finance up to 120% of the purchase price with no down payment for up to 84 months. Visit our Auto Center.

If you already have an auto loan with another financial institution, DCU may be able to lower your monthly payment, reduce your interest, or both with our Auto Refinancing program.

Visa® Credit Cards

With a DCU Visa Credit Card, you can choose a low rate or a low rate with rewards. Use your Visa as your everyday card and get even more as part of our Free Checking or Dividend Checking with Plus or Relationship Benefits.

Your APR (Annual Percentage Rate) on your Visa Card will be based on your personal credit history. Rates are variable, tied to the Prime Rate, and can change monthly. For more information refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.

Other Loans and Borrowing Options

Borrowing for your needs