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What Can DCU Save You?

Bringing DCU to Your Employees

The Best Value in Employee Benefits

  • Our Story
  • Offering Membership
  • Employees Receive
  • How to Join
  • Current Enrollments

Our Story

Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 600,000 members and their families in all 50 states.

With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.

Members access their accounts at DCU through the Internet, ATMs, telephone, community branches in Massachusetts and New Hampshire, as well as thousands of CO-OP Shared Branch locations nationwide. In fact, half of DCU's members never use a DCU branch.

DCU provides a wide variety of services to consumers and businesses:

  • Consumer banking and lending services – including checking, savings, mortgages, equity loans, auto loans, credit cards, and much more.
  • Business banking and lending services – including checking, savings, commercial and business loans, credit cards, and other services.
  • DCU Insurance – Independent Insurance Agency providing auto, home, liability, and other property and casualty coverage in multiple states.
  • DCU Realty – a full-service real estate agency in Massachusetts and New Hampshire with relocation and other services available in every state.

Employee Benefits

Offer Membership to Your Employees and Their Families

Offering membership in DCU (Digital Federal Credit Union) is free and it provides exceptional life-long benefits to your employees and their families. Learn more about DCU.

What We Can Offer Your Company

When you offer DCU access to your employees, your company receives...

  • A voluntary employee benefit that provides lifetime value for your employees and their families
  • No cost to your company
  • Free membership materials, education lunch-time seminars, site visits, and support
  • A way to show your employees you care about their financial well-being
  • Help attract and retain quality employees
  • Helping employeesreduce financial related stress and increase productivity

What We Can Offer Your Employees and Their Families

DCU is one of the nation's fastest growing credit unions. That's because we provide access to a full and growing range of quality financial products and services including...

How Your Company Can Join Our Field of Membership

Offering DCU service to your employees requires the approval of the National Credit Union Administration (NCUA). We will assist you with the entire application process. To apply for DCU service, your company must...

  • Be located within 25 miles of a DCU branch
  • Submit a Service Request letter (application) to DCU on company letterhead

The letter must include the following:

  • A request for DCU's service
  • The number of employees
  • The location of the company
  • The number of miles to the nearest DCU branch
  • The type of business
  • A statement that the company does not have credit union service

If over 3,000 employees...

  • A statement explaining why you would not or could not form a new credit union to serve your employees

How Your Organization Can Join Our Field of Membership

An organization or association can also offer DCU to their members if it meets the following requirements...

  • Have an office located within 25 miles of a DCU branch
  • Provide a copy of bylaws

For more information, you may call Janice Dokla at 508.263.6391.

Once we receive and approve your letter and application, we complete the NCUA application and forward everything directly to the NCUA. The entire process will be complete within 2 weeks.
Take a look at these sample letters:

For more information, you may call Janice Dokla at 508.263.6391.

If you belong to one of over 700 participating employers, you may be eligible to join. Find out what employers belong in DCU’s Field of Membership.