Personal and Business Banking

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  • Get 1% Cash Back on every DCU Visa Credit Card purchase made from Thanksgiving through New Year's Eve.
  • Let us lower your car payment - Refinance your car with DCU!
  • Refinance and lower your mortgage rate, lower your payment, shorten your term, or all three!
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Barnyard Cents - Our Newsletter for Kids

Barnyard Cents -
Our Newsletter for Kids

Kids will have fun while they learn about banking.

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Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.500% 4.59% $5.07
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.08% $4.77
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.875% 3.98% $5.99
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.250% 3.38% $7.03
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.000% 3.18% $9.66

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $417,000 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.