Personal and Business Banking

What Can DCU Save You?
  • Consolidate your student loans into one manageable payment and save.
  • Refinance with a fixed-rate Mortgage with DCU and let us save you money.
  • Make the switch to DCU Free Checking today.
Card Settings gives you fraud control in the palm of your hand.

Fraud Control in the
Palm of Your Hand

Card Settings lets you turn your cards off and on, set spending limits, and more.

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Direct Deposit your tax returns and get your refunds up three weeks faster.

Get Your Tax Returns
Up to 3 Weeks Faster

Direct deposit your tax refunds into one of your DCU accounts.

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Store important electronic documents online safely and securely - for free.

Online File Storage
for DCU Members!

Store important electronic documents online safely and securely - for free.

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Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.750% 4.84% $5.22
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.250% 4.33% $4.92
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.11% $6.06
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.500% 3.63% $7.15
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.250% 3.44% $9.77

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.