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Personal and Business Banking

What Can DCU Save You?

Find out what DCU is doing for hurricane and California wild fire impacted members. Learn more.

  • Refinancing with a Second Chance Auto loan could save you a bundle. Refinancing with a Second Chance Auto loan could save you a bundle.
  • Kickstart your savings with a Primary Savings Account and earn 5.12% APY on the first $750.
  • Refinance and consolidate your private and federal student loans into one easy loan and save.
     
Online Deposit allows you to deposit checks with your mobile device.

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Equity Crowdfunding.

Support local businesses and invest in their future, starting at just $100.

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Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.375% 4.46% $4.99
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.08% $4.77
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.86% $5.93
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.375% 3.51% $7.09
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.125% 3.31% $9.71

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.