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Personal and Business Banking

What Can DCU Save You?

Please Note: Due to a file error, Bill Pay transactions scheduled to be paid on Friday, 11/10 were delayed and will be paid on Monday 11/13. If this error caused you to incur late fees, please contact DCU. We apologize for any inconvenience this may cause.

  • Earn 1% cash back on every credit card purchase from Thanksgiving through New Year's Eve! Earn 1% cash back on every credit card purchase from Thanksgiving through New Year's Eve!
  • Refinancing with a DCU car loan could lower your monthly car payment, your interst rate, or both. Refinancing with a DCU car loan could lower your monthly car payment, your interst rate, or both.
  • With no minimum balance or monthly maintenance fees, DCU Free Checking is just free. Make the switch today. With no minimum balance or monthly maintenance fees, DCU Free Checking is just free. Make the switch today.
     
Card Settings lets you turn your cards off and on, set spending limits, and more.

Fraud Control in the
Palm of Your Hand

Card Settings lets you turn your cards off and on, set spending limits, and more.

LEARN MORE  

With a DCU Home Equity LinePLUS, the possibilities are endless.

Take Advantage of our Home Equity LinePLUS.

Remodel, pay down debt, invest in education. The possibilities are endless.

LEARN MORE  

Join us for an Equity Crowdfunding Seminar on 11/28/2017

Equity Crowdfunding
Seminar – 11/28/17

Looking to raise capital
or invest in a local
business?

LEARN MORE  

Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.375% 4.46% $4.99
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.08% $4.77
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.86% $5.93
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.375% 3.51% $7.09
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.125% 3.31% $9.71

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.