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  • This Summer, DCU is paying you back. Shop and win - it's that easy. This Summer, DCU is paying you back. Shop and win - it's that easy.
  • Refinance with DCU and keep loving your car. Refinance with DCU and keep loving your car.
  • ARMs are a great option if you want the smallest possible payment. ARMs are a great option if you want the smallest possible payment.
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Previous rates More rates
Earn a great rate with Primary Savings.

Our Primary Savings account pays 5.12% APY* on the first $1,000 so you can build your savings faster.

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List with DCU Realty for 3.5%

For a limited time, take advantage of our discounted 3.5% listing fee when you list with DCU Realty.

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DCU Quick Loans

Cover emergency expenses fast without paying the excessive rates and fees associated with alternative solutions.

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* APR= Annual Percentage Rate. ** APY= Annual Percentage Yield. APR and APY effective . Rates vary and are subject to change. Click product names for additional details.


Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.875% 4.97% $5.29
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.500% 4.59% $5.07
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.375% 4.49% $6.26
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.14% $7.40
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.95% $10.01

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.

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