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What Can DCU Save You?

5 Ways to Save Money This Spring

April, 2018

With the warmer weather of spring comes more ways to save money. For example, you may spend more time doing free activities outdoors that aren’t an option during the cold winter days, or you may cut back on heating/cooling costs by opening up windows.

Here are a few ideas to save this spring:

  1. Enjoy the outdoors. Winter can make it hard to keep yourself active outside of a gym. As the warmer weather sets in, take advantage of it by going for a run, walk, or even meeting up with friends for a game of Frisbee or catch. You can look into saving money by putting your gym membership on hold for the spring and summer and utilize the great outdoors for your workouts.
  2. Travel during the off-season. If you’re looking to plan a vacation, you can often find some great bargains by traveling during the off-season while school is still in session. When there aren’t as many heading to your destination of choice, you’ll be more likely to find affordable accommodations and plane tickets.
  3. Make your own spring cleaners. Spring cleaning is an important part of the seasons changing. And you can save money while doing so by making some homemade cleaning solutions. You’ll find many recipes for homemade cleaners on Pinterest. You can even make your own cleaning rags from old towels and T-shirts.
  4. Let the fresh air in. Once it’s warm enough, enjoy some fresh air by shutting off your heating and cooling system and opening up your windows. Not only can this save some money on your utility costs, but it can help your home feel fresh again after the winter.
  5. Let your accounts work for you. Remember that DCU pays you a great rate of 5.12% APY* on the first $1,000 on your Primary Savings Account. This is an account that every DCU member already has so deposit as much as you can and earn!

Rates are effective .

*Annual Percentage Yield (APY). 5.12% APY will be paid on the balance in your account up to the first $1,000.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $1,000.00, which will create a blended rate made up of the 5.12% APY and 0.05% APY. For example, a balance of $1,500.00 would earn a blended rate of 3.43% APY. "Blended APY" shown assumes the amount entered is held in the account for one year. Requires a $5.00 minimum balance to open the account and earn the APY.

One Primary Savings account per person. Additional memberships receive one Savings Account. Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements and Schedule of Fees and Service Charges.

Annual Percentage Yield (APY) is a figure calculated using a federally-mandated formula. It's designed to help you compare the return you'll get in a uniform way between the certificate, savings, and money market accounts offered at various institutions. It tells you at what percentage your money will grow in one year at the same dividend rate – including the effects of compounding. For example, the APY on a 6-Month Certificate would be what you earned at the end of a year if you renewed your certificate once, did not add to or subtract from the balance along the way, nor withdrew any dividends.

Ways to save money this spring