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Insurance the DCU Way

Auto, Home, Property, Liability, and More

  • Insurance The DCU Way
  • Our Products
  • Insurers We Represent
  • Reviews
DCU Insurance
Say "yes" to DCU Insurance. We'll do all the work to switch your coverage for you!

Exclusive Member Savings On Car Insurance. Get A Quote.

Who we are

DCU Insurance, an affiliate of DCU, is a licensed property and casualty insurance agency formed to serve the personal insurance needs of our members

DCU Insurance helps you achieve financial well-being by protecting your most valuable personal assets – home, car, and earnings – from the ever-present, serious threat of property and liability losses. We treat you the way DCU members expect to be treated. We provide you top quality products from great insurers, fair prices, outstanding service, and member education.

What makes DCU Insurance different?

  • We help you find the coverage that's right for you
    at all stages of your life
  • We do the shopping for you
    We'll help you get all the discounts you qualify for
  • We give you personal service
    We take the time to listen to you, explain your choices, and answer your questions.
  • Ongoing service
    We are ready to help when a change or loss comes along. We'll also check up on you periodically.

As a DCU member, you've already experienced banking the DCU way. Now you can experience that difference with DCU Insurance, too!

Get a free insurance check-up

Are you protected adequately from financial disaster due to a property or liability loss? What's the right coverage for your needs? Get the answers from people you can trust.

Request your check-up now

"The cost of this insurance is super"

Open quote  I don't trust insurance companies, because they are mostly greedy and don't pay off, and charge large payments, and don't care about you. But DCU insurance is different, low payments, keep you in the loop, and are nice and friendly, and try and make you happy Close quote

— Pete37, Leominster, MA

We offer these property and casualty insurance products...

  • Personal Automobile – Top quality auto insurance "the DCU Way" in Massachusetts and other states with help to qualify for many available discounts
  • Homeowners – Insurance to protect you against the loss of one of your most valuable purchases.
  • Condo Owners – Insurance to protect you against the loss of your valuable dwelling residence.
  • Renters – Our special member rates will protect your possessions in the event of a loss
  • Dwelling Fire – Lowest rates as we do the shopping for you to save you money
  • Umbrella Liability – Peace of mind to protect you in the event of unfortunate circumstances
  • Flood – We'll find the best coverage for you from one of our financially sound insurance partners.
  • Motor Homes and Travel Trailers – Our personal service will locate the right insurance for you to enable you to travel
  • Boats and Personal Watercraft – We'll listen to your needs to locate the best coverage for you
  • Motorcycles and Snowmobiles – Your coverage will be cost effective and up to date as we keep track of your insurance needs.
  • All-Terrain Vehicles – Our personal service will land you a great rate to enable you to enjoy your vehicle

Where DCU Insurance is available

Direct agency services

Our agents are available to assist you in these states

  • Massachusetts
  • New Hampshire
  • Connecticut
  • Maine
  • Colorado
  • Georgia

Insurance in other states

Policies in all other states are available directly from insurance companies by special arrangement. Learn more.

"I got a very good rate and my agent was great"

Open quote It was an easy process, great friendly service, knowledgeable and did save me quite a bit of money. Close quote

— rt, Hudson, MA

Insurers We Represent

  • Encompass Insurance

    Encompass Insurance — Owned by Allstate; rated A+ by AM Best

  • Foremost Insurance

    Foremost Insurance — Over 50 years experience, rated A by AM Best

  • MAPFRE Insurance

    MAPFRE Insurance — With more than eight hundred independent agents and two thousand local employees, MAPFRE Insurance is the number one auto and home insurer in Massachusetts. Rated A (Excellent) by AM Best.

  • Main Street America Group

    Main Street America Group Insurance — Member of the Main Street America Group with seven operating companies; rated A by AM Best

  • Safety Insurance

    Safety Insurance — Auto, home and business insurance, the third largest private passenger automobile carrier, the third largest commercial automobile carrier and the seventh largest homeowner carrier in MA, rated A by AM Best

  • Travelers Insurance

    Travelers Insurance — Part of the St. Paul Travelers Group; rated A+ by AM Best. Travelers also offers special personal lines insurance products on a direct basis for DCU members in states not currently serviced by DCU Insurance.

  • TruStage exclusive member savings on car insurance. Get a quote.

    TruStageTM Auto and Home Insurance — Offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

We also represent the Massachusetts Property Insurance Underwriting Association for MA properties that don't qualify for our primary carriers, and Travelers and The Hartford for flood policies.

DCU Insurance is rated 4.3 out of 5 by 62.
Rated 5 out of 5 by from I Love DCU DCU is one of the BEST choices I've ever made. I started with a simple checking/savings account. "Free checks" when I'm low. Then I wanted a Visa card. Then I transferred my car loan to them and saved money each month and the process was simple. They do everything. Then I went with DCU as my carrier for car insurance. I was with another company for about 20 years. I saved 20.00 a month FOR THE SAME POLICY. I worked with a Michelle and she was awesome,I was frantic because I had been with the same company for so long, I didn't know what I was doing. She emailed & called & set me at ease. I saved a lot of money using DCU for insurance. I'm in the process of looking for a home & I plan to use DCU Realty & I also want to finance with DCU you save $ by using them together also. I feel like I'm home with DCU!!!!!!!!!!!!! Thank you!!!!!
Date published: 2018-03-13
Rated 5 out of 5 by from great rates thank you for your assistance best rates around...
Date published: 2017-03-03
Rated 5 out of 5 by from Yes I want to learn more about this insurance. For me is the best bank to work with That I know so far
Date published: 2016-10-13
Rated 5 out of 5 by from Auto Insurance It was a great walk through, especially katie helped me a lot and saved me more than $25 in a month. Katie promptly answered my questions and even cleared all my doubts, i really appreciate her patience, though i made multiple calls in day to understand the process and quote. I trust this is the right banking way..and right set of people to make us more comfortable, thanks katie and thanks
Date published: 2016-01-07
Rated 5 out of 5 by from Tremendous Savings over current insurer. Excellent customer service and communication! Product from a known National Company.
Date published: 2015-12-10
Rated 5 out of 5 by from Excellent service and prices We just purchased both homeowners and automobile insurance from Liberty Mutual via an offer from DCU that came in the mail. The savings on both policies are remarkable, and the service from Liberty Mutual's TruStage program was excellent. Thank you, DCU!
Date published: 2015-07-15
Rated 5 out of 5 by from Combine Home and Auto DCU Insurance was able to save me a small bundle by combining my Home and Auto insurance policies with the same carrier.
Date published: 2015-05-13
Rated 5 out of 5 by from The best insurance i have got after comparing to a wide range of other insurance providers Frank Howe, helped me a lot and provided me every detail and also made it so easy and simple to purchase my insurance. Thanks to DCU and Frank in person.
Date published: 2014-12-05
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What states does DCU offer insurance in?

Asked by: DCU Member
DCU Insurance offers insurance in Massachusetts, New Hampshire, Maine, Connecticut, Georgia and Colorado. However, if you're a DCU member located in a state that DCU Insurance is not licensed in you can obtain insurance through Travelers Insurance Company and Liberty Mutual.
Answered by: KWaldo21
Date published: 2016-06-18

pay online

Any way to pay your bill online? I have travelers ins and would like to pay my bill online. I don't want EFT. Thank you.
Asked by: Sojae28
You should also be able to make a payment online by visiting Traveler's website.
Answered by: DCU Staff
Date published: 2015-12-19

I already have commerce insurance. Can I still qualify for the many discounts available?

Asked by: gnpower
To determine your eligibility for any discounts as a DCU member through DCU Insurance, please call DCU Insurance at 800/328-8797, option 1, extension 6978 weekdays 8am to 5pm EST.
Answered by: DCU Staff
Date published: 2013-10-23

wthat is the insurance coverage when traveling out of MA?

Asked by: Lexington1050
Coverage depends on your particular policy with DCU Insurance. For specific policy questions, please contact DCU Insurance at 800.328.8797, ext. 6978.
Answered by: DCU Staff
Date published: 2013-10-23

Do you provide business insurance?

I need to get pricing for commercial renters insurance.
Asked by: Bill
At this time, we do not offer commercial or business insurance.
Answered by: DCU Staff
Date published: 2013-10-23
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