Insurance the DCU Way

Auto, Home, Property, Liability, and More




  • Insurance The DCU Way
  • Our Products
  • Insurers We Represent
  • Reviews
DCU Insurance
Say "yes" to DCU Insurance. We'll do all the work to switch your coverage for you!

Who we are

DCU Insurance, an affiliate of DCU, is a licensed property and casualty insurance agency formed to serve the personal insurance needs of our members

DCU Insurance helps you achieve financial well-being by protecting your most valuable personal assets – home, car, and earnings – from the ever-present, serious threat of property and liability losses. We treat you the way DCU members expect to be treated. We provide you top quality products from great insurers, fair prices, outstanding service, and member education.

What makes DCU Insurance different?

  • We help you find the coverage that's right for you
    at all stages of your life
  • We do the shopping for you
    We'll help you get all the discounts you qualify for
  • We give you personal service
    We take the time to listen to you, explain your choices, and answer your questions.
  • Ongoing service
    We are ready to help when a change or loss comes along. We'll also check up on you periodically.

As a DCU member, you've already experienced banking the DCU way. Now you can experience that difference with DCU Insurance, too!

Get a free insurance check-up

Are you protected adequately from financial disaster due to a property or liability loss? What's the right coverage for your needs? Get the answers from people you can trust.

Request your check-up now


"The cost of this insurance is super"

Open quote  I don't trust insurance companies, because they are mostly greedy and don't pay off, and charge large payments, and don't care about you. But DCU insurance is different, low payments, keep you in the loop, and are nice and friendly, and try and make you happy Close quote

— Pete37, Leominster, MA

We offer these property and casualty insurance products...

Where DCU Insurance is available

Direct agency services

Our agents are available to assist you in these states

  • Massachusetts
  • New Hampshire
  • Connecticut
  • Maine
  • Colorado
  • Georgia

Insurance in other states

Policies in all other states are available directly from insurance companies by special arrangement. Learn more.


"I got a very good rate and my agent was great"

Open quote It was an easy process, great friendly service, knowledgeable and did save me quite a bit of money. Close quote

— rt, Hudson, MA

Insurers We Represent

  • Acadia Insurance

    Part of the W.R. Berkley Corporation, a Fortune 500 Company; rated A by AM Best

  • Encompass Insurance

    Owned by Allstate; rated A+ by AM Best

  • Foremost Insurance

    Over 50 years experience, rated A by AM Best

  • Liberty Mutual

    The third largest property and casualty insurer in the U.S. in 2011, rated A by AM Best

  • Mapfre/Commerce Insurance

    Part of an international company with a presence in over 40 countries, with over $1.5 billion in direct written premium writings in 2010, rated A by AM Best

  • Main Street America Group

    Member of the Main Street America Group with seven operating companies; rated A by AM Best

  • Norfolk Dedham Group

    Personal and commercial insurance since 1925, Rated A by AM Best

  • Safety Insurance

    Auto, home and business insurance, the third largest private passenger automobile carrier, the third largest commercial automobile carrier and the seventh largest homeowner carrier in MA, rated A by AM Best

  • Travelers Insurance

    Part of the St. Paul Travelers Group; rated A+ by AM Best. Travelers also offers special personal lines insurance products on a direct basis for DCU members in states not currently serviced by DCU Insurance.

We also represent the Massachusetts Property Insurance Underwriting Association for MA properties that don't qualify for our primary carriers, and Travelers and The Hartford for flood policies.


Share DCU
DCU Insurance
DCU Financial Insurance Services, LLC.

220 Donald Lynch Boulevard

Marlborough, MA 01752-9130

800.328.8797, ext. 6978

Email: insurance@dcu.org

© 2014 DCU Financial Insurance Services, LLC.

Independent Insurance Agent Logo

DCU Insurance (DCU Financial Insurance Services, LLC) is an affiliate of Digital Federal Credit Union (DCU). Business conducted with DCU Insurance is separate and distinct from any business conducted with the credit union.

Remember that any insurance required as a condition of the extension of credit by DCU need not be purchased from DCU Insurance but may, without affecting the approval of the application for credit, be purchased from an agent or insurance company of the member's choice.

Insurance products are not deposits of DCU and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk.

If you have any concerns or complaints regarding this relationship, you may contact the MA Office of Consumer Affairs, or the insurance department of your state. For information on how to contact them, you may call us.