JavaScript must be turned on in order for this site to display properly.

Personal and Business Banking


Merchant Credit Card Processing

CardConnect Payments helps your business accept credit cards



  • Features
  • Details
  • Reviews
  • Apply
CardConnect Logo

Merchant Card Processing Features

  • Allows your business to accept credit cards in payment
  • Variety of options for all types of small and medium businesses
  • Service provided by CardConnect Payments by referral
  • Special pricing for DCU member businesses

"Why did I wait?"

Open quote I've been a DCU member since 1998. We are thrilled with the quick reply and the special attention that we received when we called about a credit card processing machine. Close quote

— Leominster, Massachusetts

CardConnect Baystate is pleased to be the provider of merchant credit card processing services to members of DCU. CardConnect tailors its offerings to meet the needs of small to medium sized businesses and will provide competitive pricing and exemplary service. Experience the difference. Call for a free informative consultation.

CardConnect Program

  • Process Visa®, MasterCard®, American Express® Discover® Network, Diners Club® and JCB®
  • Accept credit cards, debit cards, and process ACH transactions
  • Competitive pricing and exceptional support
  • Clover POS, FLEX, Mini and Go suite of products available
  • Process through your smart phone or tablet, with lower processing costs than others
  • Retail, home based, mail, telephone , internet and new businesses accepted
  • Fabulous back end portal for account reconciliation includes a virtual terminal
  • Lower fees on B2B transactions with interchange optimization through our gateway
  • Gift Cards and Merchant Cash Advance programs available
  • Point- to- Point encryption with Cardpointe terminals
  • Support available 24/7
  • Experienced dedicated account representative always available for support
  • A 15 year+ DCU trusted partner

Contact Information – Merchant Credit Card Processing

For more information visit the CardConnect Baystate website
Send an email to bdennis@cardconnectpartners.com
Call Barry Dennis at 800-298-4344

These materials were prepared by CardConnect Baystate an independent sales agent for CardConnect, LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. CardConnect, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. CardConnect Baystate is a contracted reseller of the Clover™ Solution. This Web page or Web site is not an official page of Clover Network Inc., First Data its subsidiaries or affiliated businesses.


Merchant Credit Card Referral Services is rated 5.0 out of 5 by 4.
Rated 5 out of 5 by from Wonderful Service Barry was very helpful! He was able to get us amazing rates, so very important when starting a new business. He went above and beyond! Thank you Barry!!!!
Date published: 2014-10-07
Rated 5 out of 5 by from Barry Dennis from First Data was fantastic! I had a great experience with Barry Dennis from First Data! From our first conversation through the whole process he was kind, courteous and professional. He was very thoughtful in his approach to my personal business needs and he returned all my calls promptly, politely answering all of my questions thoroughly (even the fine print stuff). He obviously knows his industry and his company's policies completely and explained in simple terms the most economical way for me to set up my merchant account. I can't say enough about how genuine he was in helping me. He didn't just try to sell me on the most expensive option. I could tell he was really looking out for me and that he wanted to be a factor in my small business' success. If you need merchant services, don't hesitate, call Barry Dennis! He'll take care of you with honest and integrity. Great Customer service.. Ask DCU!
Date published: 2013-05-09
Rated 5 out of 5 by from Personal Service with Best Support Thourogh Integration Support I contacted Barry upon the suggestion of my personal business banker at DCU because I was just overwhelmed with the fees for card processing and support with my current Merchant Service provider through a BigBank. Over the years I have tried 2 other Merchant Service Providers. Change over was a trial each time. With First Data and Barry guiding the way through the process the change over was effortless. He reminded me throughout the process that there were steps yet to complete. I felt totally confident that there would be no glitches and there weren't any. Before deciding to switch Barry carefully and thoroughly analyzed several monthly statements then presented an itemized review of how we could save money. He also presented much background information concerning why certain choices were better for our small business. The first data web interface is fantastic compared to my last provider's web account manager. I would heartily recommend the First Data Merchant Service for any business large or small.
Date published: 2013-04-30
Rated 5 out of 5 by from Excellent Service! Highly recommend for small businesses. I am a small business owner and instructor at a safety training center. I've been a customer of DCU since 1998. We are thrilled with the quick reply and the special attention that we received when we called about a credit card processing machine. We purchased a refurbished machine that looks and operates like a brand new one. The rates were very reasonable. The money collected from our clients is deposited into our DCU account quickly. We couldn't be happier. I only wish I called years ago instead of waiting! Thank you!
Date published: 2013-04-24
  • y_2019, m_7, d_20, h_16
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.12
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_4
  • loc_en_US, sid_13-9, prod, sort_[SortEntry(order=RATING, direction=DESCENDING), SortEntry(order=SUBMISSION_TIME, direction=DESCENDING), SortEntry(order=FEATURED, direction=DESCENDING)]
  • clientName_digitalfederalcreditunion


Is it possible to purchase an online payment processing service only?

Asked by: Parker
For more information on the Merchant Credit Card services available for Business Memberships, please visit the FDIS-Baystate, http://www.fdisbaystate.com/index.html , send an email to info@fdisbaystate.com, or call Barry Dennis at 800/298-4344.
Answered by: DCU Staff
Date published: 2013-10-23

how do i transffer money out

I understand once I have money in the business account I need to do ACH transaction to send them out, but is there a way to programmatically do this i.e. I send in a batch ACH file and you process it and transfer the money?
Asked by: harish
You may set up an ACH Transfer for automatic/recurring transfers to another person or companies bank account. The transfer would need to be for the same amount and set up on a monthly, weekly, or bi-weekly basis. The form and more details can be found online at https://www.dcu.org/account-services/ach.html If you are making payments from the account that will vary each month you can utilize our Bill Payer Service for this. If you are interested in setting up payroll from the account you may want to consider Intuit Online Payroll Service or a similar program. You may view more details on this service at: https://www.dcu.org/business-banking/payday.html
Answered by: DCU Staff
Date published: 2017-10-14
  • y_2019, m_7, d_20, h_16CST
  • bvseo_bulk, prod_bvqa, vn_bulk_2.0.12
  • cp_1, bvpage1
  • co_hasquestionsanswers, tq_2
  • loc_en_US, sid_13-9, prod, sort_[SortEntry(order=LOCALE, direction=DESCENDING), SortEntry(order=FEATURED, direction=DESCENDING), SortEntry(order=NUM_ANSWERS, direction=DESCENDING)]
  • clientName_digitalfederalcreditunion

Contact Information – Merchant Credit Card Processing

For more information,

  • Visit the CardConnect Baystate website
  • Send an email to bdennis@cardconnectpartners.com
  • Call Barry Dennis at 800-298-4344

These materials were prepared by CardConnect Baystate an independent sales agent for CardConnect, LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. CardConnect, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. CardConnect Baystate is a contracted reseller of the Clover™ Solution. This Web page or Web site is not an official page of Clover Network Inc., First Data its subsidiaries or affiliated businesses.