What Can DCU Save You?

DCU Business Savings Accounts

Complete security, convenient access, and competitive returns.




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Business Savings Accounts Benefits

  • Competitive dividend rates
  • Multiple savings options for your business
  • Two IRA options for your employees
  • Convenient Access
  • Federally insured to $250,000 by NCUA

"I Love DCU"

Open quote DCU is always great in all respects. I have been enjoying DCU for the last 15 years. Close quote

— Sri dumpala, Frisco, Texas

Business Savings Details

  • Competitive dividend rates – Most of the high value savings products available to all DCU members are available to your business with typically at the same great rates and terms.
  • Multiple savings options for your business – Choose from these options:

    • Savings Account – Open one under your business name. It offers a competitive dividend rate and is the key to unlocking the door to DCU's other quality products and services.
    • Tiered Money Market Account – With a low minimum investment, you can earn competitive dividends above the basic savings account in a Tiered Money Market Account. The greater your balance, the higher the dividends you earn. All funds can be withdrawn anytime, 24 hours a day, with no minimum withdrawal amount.
    • Certificates – With a low minimum balance, DCU Certificates allow you to lock in our highest rates and maximize your return. Choose terms from 3 to 60 months.
  • Two IRA options for your employees – Our IRA Certificates, Money Market IRAs, and Savings IRAs may all be used as with employer-sponsored Simplified Employee Pensions (SEP) and Saving Incentive Match Plan for Employees (SIMPLE). Learn more about our IRA choices.

  • Convenient Access – Just some of the ways you can access your DCU business accounts include...

    • Online Banking – You get free 24-hour internet access to your business accounts.
    • Mobile Banking – You get free 24-hour access with your iPhone, iPad, Droid phone, and nearly every web-connected mobile device.
    • Online Deposit – Deposit checks free by scanner or the camera in your smartphone or iPad2.
    • Easy Touch Telephone Teller System – Make transfers, withdrawals by check, and more. Just call 508.263.6700 or 800.328.8797 from any touch-tone phone and select 6. Easy Touch is free and is available 24 hours a day.
    • DCU ATMs – You can make unlimited withdrawals, deposits, transfers, or verify your balances free at our conveniently located DCU ATMs.
    • Balance inquiries and withdrawals are $1.50 each. Some institutions may charge you extra to use their ATMs.
  • Federally insured to $250,000 by NCUALearn more about insurance on all your savings at DCU and how to maximize your coverage.

Terms and conditions of DCU's Business Accounts and available products and services are printed in DCU's Truth-in-Savings Disclosure and Account Agreements, Electronic Services Disclosure and Agreements, and Certificate Disclosure and Agreement. Fees and/or Service Charges are printed in DCU's Schedule of Fees and Service Charges. Current rate information is printed in DCU's Rate Information sheet. All of the above are available at any DCU Branch or by calling the Information Center.


Rated 4.2 out of 5 by 9 reviewers.
Rated 5 out of 5 by Love DCU I've been a DCU member almost since its founding. Have been very happy with my personal accounts, loans, etc., so when I started freelancing I opened my business account there, too. October 17, 2011
Rated 5 out of 5 by Good service offering Overall a good place for a business acccount. There are a few more limitations compared to some other institutions, but on the balance it's a good choice. October 17, 2011
Rated 5 out of 5 by Great for home office Being able to do all bank transactions from home is amazing and wonderful. I haven't been to a bank or drive - up window for at least 6 months. And with no charges for common services, we will be with you for a long time. October 17, 2011
Rated 5 out of 5 by Problem-Free and Fee-Free Online banking is convenient and easy. Check depositing with an iPhone saves much time and headache. Not using a fee-hungry big bank- priceless. October 17, 2011
Rated 5 out of 5 by Shift money between accounts easily I like having both my personal and my business accounts at DCU. It is easy to shift money between accounts, both checking to savings (and vice versa) or personal to business. October 17, 2011
Rated 4 out of 5 by Lack of member overall business relationship. I've been a member for 31 years. My last experience at DCU was the worst in the entire 31 years. And you do not need to contact me about this rating. October 17, 2011
Rated 4 out of 5 by Excellent product I like the ablity to break out my savings accounts into specific options. Savings for tax payments, savings for equipment etc. This is very useful. October 17, 2011
Rated 3 out of 5 by Not a good return on the investment. The returns are small at this time. The economy dictates the return on savings and things are not going well. October 17, 2011
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"DCU is Very Helpful and Convenient"

Open quote I have been a DCU member for 27 years and have never been disappointed. That is why I went to DCU to help with my new business account. Close quote

— Bob, Hollis, New Hampshire

Easy Ways To Apply Today

Refer to the Resources tab and complete the appropriate Business Account Application to open your account today. If you have any questions regarding DCU's Business Accounts or any of our other products and services, please call the Information Center, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.

"DCU Has All the Products to Meet My Personal and Business Needs"

Open quote Financial products to help grow my business services. Close quote

— Marketing25, Sandy Springs, Georgia

Related Links and Forms

Digital Federal Credit Union

220 Donald Lynch Boulevard

PO Box 9130

Marlborough, MA 01752-9130

508.263.6700  |  800.328.8797

ABA Routing Number: 211391825

    

Federally Insured by NCUA

Equal Housing Opportunity

© 2015 Digital Federal Credit Union