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What Can DCU Save You?

Auto, Motorcycle, and Mobility Vehicle Loan Rates

Great values on vehicle financing

  • Auto Loan Rates
  • Motorcycle Rates
  • Mobility Rates

Auto Loans and Second Chance Car Loans

For New or Used Cars, Trucks, and Vans
Qualified borrowers can finance up to 120% of NADA retail book value or 120% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate
(APR)
Estimated Monthly Payment
Per $1,000 Financed
Auto Loan Calculator
Up to 36 months 2.24% $28.75
Up to 48 months 2.24% $21.80
Up to 65 months 2.24% $16.35
Up to 72 months 3.24% $15.30
Up to 84 months 4.74% $14.01

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method. Rates listed are for consumer loans. Rates on commercial vehicle loans are 1% to 3% over rates listed. Certain Business Vehicle and Equipment loans may be subject to a maximum loan of 80% of the purchase price.

Energy Efficient Auto Loans

Loans on new or used Autos, Trucks, or Vans that meet or exceed the Government's established guidelines for fuel economy (average 35 mpg). Deduct .25% from qualified rate.

Classic and Antique Auto Loans

Antique vehicles, Classic vehicles, and Kit Cars (completed kit and replicas).
Certain Classic and Antique vehicles may require an appraisal to determine their value and may be subject to a maximum loan of 90% of the appraised value.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 4.99% $29.97
Up to 48 Months 4.99% $23.02
Up to 65 Months 4.99% $17.59
Up to 72 Months 5.99% $16.57
Up to 84 Months 7.39% $15.28
Up to 120 Months 7.39% $11.81

Rates are effective .

*Rates are determined by your personal credit history, account relationship, and payment method.

Street Motorcycle Loans*

For New or Used Street Motorcycles
Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
Per $1,000
Up to 36 Months 3.25% $29.19
Up to 48 Months 3.50% $22.36
Up to 60 Months 4.00% $18.42

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.

Off-Road Motorcycle Loans*

For New or Used Off-road Motorcycles
Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 7.10% $30.92
Up to 48 Months 7.35% $24.11
Up to 60 months 7.60% $20.09

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.

Mobility Vehicle Loans

Special new or used vehicles and vehicle modifications to aid people with disabilities.
Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Terms / Features Our Best Rates*
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 36 Months 4.99% $29.97
Up to 48 Months 4.99% $23.02
Up to 65 Months 4.99% $17.59
Up to 72 Months 5.99% $16.57
Up to 84 Months 7.39% $15.28
Up to 120 Months 7.39% $11.81

Rates are effective .

* Rates are determined by your personal credit history, account relationship, and payment method.