What Can DCU Save You?

Home Equity Loan and Line of Credit Rates

Low rates with interest that's tax deductible for most

  • Equity LinePLUS
  • Fixed Rate Home Equity Loans

Equity LinePLUS

No annual fees, appraisal fee is refunded within one week of loan disbursement.

Low minimum monthly payment – Only 1% of outstanding balance. Borrow up to 80%* of your home value minus your first mortgage.

Terms / Features Our Best Rate**
Rate Index Annual Percentage Rate
As low as Prime minus ¼% (.25%)* 3.00%

Rates are effective .

*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).

80% Loan to Value Max. Other restrictions may apply.

Available in all states with the exception of TX, CT, NC, WI and WV.

State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.

The minimum APR is 3.00%. The maximum APR is 18.00%.

**Rates are determined by your personal credit history. Our Best Rates rates are for members with the best credit. Other rates may apply.

APR = Annual Percentage Rate.

Fixed-Rate Home Equity Loans Loan Rates

No annual fees, Appraisal fee is refunded within one week of loan disbursement. Borrow up to 80%* of your home value minus your first mortgage.

Terms / Features Our Best Rates**
  Up to 80% of home value*** Up to 90% of home value***
  Annual Percentage Rate Estimated Monthly Payment
per $1,000
Annual Percentage Rate Estimated Monthly Payment
per $1,000
Up to 5 years 3.25% $18.08 4.25% $18.53
Up to 10 years 3.99% $10.12 4.99% $10.60
Up to 15 years 3.99% $7.39 4.99% $7.90
Up to 20 years 4.49% $6.32 5.49% $6.87

Rates are effective .

*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).

90% Loan to Value for MA and NH Primary Residence only.

State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.

**Rates are determined by your personal credit history. Our Best Rates rates are for members with the best credit. Other rates may apply

***Minus the balance of your first mortgage.

APR = Annual Percentage Rate.

Digital Federal Credit Union

220 Donald Lynch Boulevard

PO Box 9130

Marlborough, MA 01752-9130

508.263.6700  |  800.328.8797

ABA Routing Number: 211391825

    

Federally Insured by NCUA

© 2014 Digital Federal Credit Union