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Personal and Business Banking

Money Wires

Overnight funds transfer from your DCU account to another financial institution

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DCU Money Wires

Money Wire Features

  • Fast and secure transfers to other institutions
  • Send funds to domestic or foreign payees
  • Easy online ordering through Online Banking
  • Reasonable fees

"Wire transfers are easy and secure"

Open quote This service is very secure. If the wire transfer amount is big, they will call you and confirm with a variety of questions to make sure you are the one who actually initiated the request. I'm very impressed with how secure it is. Close quote

— Ravi, Bloomington, IL

What are Money Wires?

Money wires (or wire transfers) are a fast, safe way to move money between accounts at different financial institutions.

How to order a Domestic Wire

  1. Online – Log into Online Banking, go to Account Manager and choose Payments/Transfers.
  2. By Phone – Call the Information Center at 508.263.6700 or 800.328.8797.
  3. At any DCU branch

How to order an International Wire

  • Online – Log into Online Banking, go to Account Manager and choose Payments/Transfers. If you do not have access to a computer, you can visit the Internet Café at many of our branches.

To send a wire, we'll need:

  1. The Prime member's name, your name – if you're not the Prime member, your member number, and the residential address.
  2. The account (suffix) number of the account from which the funds will be sent. Your member number is the umbrella number for your whole DCU relationship. Your account number is the one or two digit number found on your statement for each of your checking, savings, certificate, or loan accounts.
  3. The name and address of the receiving bank.
  4. The receiving bank's 9 digit ABA number for Domestic Wires.
  5. The receiving bank's Swift Code for International Wires. Please be advised International Wires have different requirements, dependent on country. The list of requirements are available to you in Account Manager.
  6. The account number the money is going to and the full name and address of the person on that account.

To speed processing of your request, we prefer you log into Online Banking and submit your request online using our secure wire transfer form located under Account Manager in the Payments/Transfers tab.

To receive a wire, the sending institution will need:

  1. Our ABA number – 211391825.
  2. Your name/name on account.
  3. Your account number.
    • Your member number for deposit into your savings account, or
    • Your checking account number. We refer to this number as the SDC (cross reference) number and it is the 8-digit number at the bottom of your check.

DCU does not participate in the Swift Network and therefore does not have a Swift Code or IBAN. If you are receiving funds from a foreign country, the originating institution will need to send the funds through an intermediary institution. It is up to the origination institution as to what intermediary institution they use, as DCU has no affiliation with any other institutions. Please contact the originating institution for their wiring instructions. Please be advised additional fees may be charged by the intermediary bank due to contractual agreements. DCU has no prior knowledge of these fees and is not responsible for them.

What you can expect:

Transfer Fee
Incoming Wire Transfers FREE
Outgoing Wire Transfer:
Outgoing Wire Transfer:
International Sent in Foreign Currency
Outgoing Wire Transfer:
International Sent in US Currency

Additional fees may be charged by the receiving institution

Domestic Wires

Wire Received and Verified Wire Processed
Before 2:00 pm EST Same business day
After 2:00 pm EST Next business day

International Wires

Wire Received and Verified Wire Processed
Before 12:00 pm EST Same business day
After 12:00 pm EST Next business day
  • Arrival times may vary, especially for foreign wires.
  • If additional information or verification is needed, a DCU Wires Team Member will contact you using the information we have on file. If we are unable to reach you, there will be a delay in the processing of your wire. After 5 business days, your wire request will be voided.

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges (html) (or as a printable pdf).

Money Wires is rated 4.2 out of 5 by 144.
Rated 5 out of 5 by from Very economical and easy steps.. I have been using product from last 5 years. It is very economical and easy steps in online.
Date published: 2014-11-10
Rated 5 out of 5 by from Good features and easy to use. Best service, best interest rates, state of the art online services. Everything one looks for a Bank - except SWIFT number.
Date published: 2014-11-10
Rated 5 out of 5 by from Love this option It makes transferring money from DCU to another account a breeze.
Date published: 2014-11-09
Rated 5 out of 5 by from I can access from anywhere in the world.. Very convenient I can transfer money to my family when I know their member number. Wish you had more brunches elsewhere since I travel across country a lot.
Date published: 2014-11-08
Rated 5 out of 5 by from Wire Transfer is a breeze I've never used another institution for wire transfer, but it's a breeze with DCU. And, on one occasion, I had to stop the wire and the staff were most helpful and I got my money back fullly.
Date published: 2014-11-07
Rated 5 out of 5 by from Excellent customer service I used money wire service a long time ago and it was safe, efficient and very convenient. On another note, I just recently had to request a stop payment on a check since it got lost in the mail and I had to send a replacement check. I got an email response giving me the details on what I can do to complete this task. So I called the number on the email and the customer service rep (Aaron?) that assisted me was very courteous, understanding and very helpful. I'm so glad to be a member of DCU. Keep up the good work!
Date published: 2014-11-07
Rated 5 out of 5 by from Worked flawlessly DCU representatives took my data and then took care of everything else. The money were transferred as requested and on time.
Date published: 2014-11-07
Rated 5 out of 5 by from I have several rental properties and I use individual shares for my properties which makes my banking so much easie. I use a lot of mobile banking and the DCU app is outstanding.
Date published: 2014-11-06
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How to transfer between DCU to DCU (friend's)

How do I transfer from my DCU to my firend's DCU account using PC Branch (online)
Asked by: cookie
I get my friends DCU account number. I call DCU and tell them to transfer money my account (checking or saving) to my friends checking or saving. It is the best way. Immediately they can see the amount credited in their account. Online: First time you have to call DCU, then ask them to include (link) his account so 2nd time onwards you can transfer using online. If your friend wants to transfer money to you then he/she has to same like you.
Answered by: Trooper123
Date published: 2015-01-10

Does DCU accept incoming international wire transfers?

Asked by: DCU Member
What is process when transferring money from Singapore bank to DCU?
Answered by: Venkataraman
Date published: 2017-04-08

Hello, I am trying to understand how would be possible to receive money from Brazil to USA.

A possible selling on a house (overseas). I would like to receive the profits here in my account. Any help???????? Thanks very much. How much is the fees associated with wire transfer?????
Asked by: Marisete
I transfer money several times a year from my European Bank to DCU. I must use the "International Payment without IBAN", since the US does not use them. Beneficiary's Account No.: (Not member number) I get it from the bottom of the checks. Beneficiary: Full DCU account member's address. Must match DCU account information. BIC / SWIFT Address: Not used by DCU. Leave Blank. Bank of the Beneficiary: DIGITAL FCU 220 DONALD LYNCH BLVD 01752 MARLBOROUGH United States of America Amount: as appropriate This seems to work fine, although I bounced the first time when I had wrong information. The fees usually depend on the sending bank. I don't think DCU charges for incoming wires. I think I paid my European Bank around $20. I hope this helps.
Answered by: Greg
Date published: 2015-01-10

How long do wire transfers take?

Asked by: DCU Member
before 2pm same day wire money should be available next business day if you wire after 2pm will get effect next business day and will be available flowing business day
Answered by: VISALOVE
Date published: 2013-10-23

Domestic Wire Transfer

I couldn't able to find Wire transfer link on DCU PC Branch. Could you please give me the Navigation to wire transfer.
Asked by: Bab
Login->Account Manager(top)->Payments/Transfers(left)->Wire Transfers. Hoping that I made sense :-) Nageswara
Answered by: Nageswara
Date published: 2014-03-08
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"Security is The Main Thing."

Open quote When making a wire transfer, the most important thing to me is security. I've always felt that DCU was very cautious and prudent. Thanks, DCU! Close quote

— Dwendl, Mesa, AZ

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