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Personal and Business Banking

Loans by Phone

Apply for a loan 24 hours a day, 7 days a week

Our 24-Hour Loan Call Center will take your application and, on most consumer loans, give you an answer while you're still on the phone!

To apply for a loan by phone, simply call 508.263.6700 or 800.328.8797 and select option 3.

You can also always apply online 24 hours a day.

To speed up your application process, have the following information ready:

  • Your DCU Member Number
  • Type of loan or line of credit increase
  • Loan or credit line amount you're applying for
  • Item purchase price (if applicable)
  • Your Social Security Number
  • Your gross annual income before taxes. You may exclude alimony or child support if you don't want it to be considered
  • Your approximate monthly cost for:
    1. Rent or house payment
    2. Car loan payments
    3. Minimum credit card payments
    4. Other monthly debt payments
    5. Alimony/child support (if applicable)
  • If there is a joint applicant, you'll need their:
    1. Social Security Number
    2. Birth year
    3. Gross annual income
  • If this loan will be replacing an existing monthly payment, you'll need the dollar amount of the monthly payment.


applying for consumer loans by phone