Recurring Direct Deposit
Get access to your paycheck up to two days early
Recurring Direct Deposit Features
- Your payroll, retirement, Social Security, or other recurring checks can be electronically deposited into your DCU accounts.
- Get access to your money to up to two days before pay day.
"One of the best perks of being a DCU member"
I've been getting my paychecks a day earlier for years thanks to DCU. It's absolutely one of the best perks of being a member!
— fidelisoris, Amherst, NH
Recurring Direct Deposit at DCU
With recurring Direct Deposit your payroll, retirement, Social Security, or other recurring checks can be electronically deposited into your DCU accounts. That means no long lines to wait in, postal delays to stress over, or theft to worry about. Your money is in your account and ready to use.
Benefits of recurring Direct Deposit
Speed The funds are in your account ready to use up to two days before payday.
Convenience You don't have to worry about traveling to an ATM or branch to deposit your check.
Safety You don't have to be concerned about your check being lost or stolen.
Build good savings habits Building your long term savings is easier because it goes into your account before it touches your hands.
Extra Checking Benefits at DCU
Recurring Direct Deposit is one of our three qualifying services that can earn you automatic upgrades to your Checking Account benefits at DCU.
How to Sign-up
In order set up recurring Direct Deposit to your DCU Checking or DCU Savings Account, simply provide your employer or other payment provider with DCU's routing and transit number/ABA# 211391825.
To deposit funds to your DCU Checking Account, provide your employer or other payment provider with your checking account cross reference number. This is the middle set of numbers (8 digits) on the bottom of your checks. For simplicity and accuracy, you may want to provide them a voided personal check for the account receiving funds.
To deposit funds to your DCU Savings Account, provide your employer or other payment provider with your DCU Member Number.
ClickSWITCH makes switching your existing Direct Deposit from your current institution to DCU easy. Learn more about ClickSWITCH.
Set-up Recurring Direct Deposit for Social Security and Federal Checks
DCU can direct Social Security and Federal payments to your accounts here at DCU for you. Just print out our Direct Deposit of Federal Recurring Payments Form and follow the instructions included with the form.
Set-up Recurring Direct Deposit for Federal Tax Refunds
You'll receive your refund faster with recurring Direct Deposit. Visit our Tax Refund Direct Deposit page for more details.
Allocating Funds to DCU Accounts
Once you establish recurring Direct Deposit with your employer or other payment provider and the funds are being sent to DCU, you can allocate the funds to your various DCU Accounts.
Using Online Banking, you can set up recurring weekly, biweekly, twice monthly, or monthly automatic transfers to your other accounts, to accounts on which you're a joint owner, and to other member accounts you've requested.
You can also fill out an Automatic Transfer Authorization to have us set up automatic transfers for you.
Contact the DCU Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, ET.
How do I sign up for direct deposit?
Can I have part of my direct deposit go to one institution and the rest go to DCU, so in effect having direct deposit happen at two different place?
direct deposit 2 days faster
How do I set up direct deposit of my paycheck to be distributed to my savings, money market, and checking accounts
Direct Deposit for Auto Loan
"Direct Deposit makes my money available faster"
With recurring Direct Deposit I don't have to carry a check to the bank, and I don't have to wait for the check to be processed before the funds are available. I could never imagine going back to having to worry about depositing my paycheck.
— Member_4_Life, Holliston, MA
- DCU Checking Accounts Look at your checking account options at DCU.
- StreetWise recurring Direct Deposit and ACH Transfers Guide
- StreetWise Guide to Checking Accounts
- DCU Electronic Services Disclosure
- Easy Ways to Pay Bills ACH Pre-Authorized Recurring Transfers and Pre-Authorized Visa® Charges are a convenient way to pay recurring bills.
- Money Wire and ACH Services How to move money by wire or ACH to or from your account.
- Visa Credit/Check Card Bill Payer Use your DCU Visa Credit or Debit Card to pay your monthly bills.