Personal and Business Banking

What Can DCU Save You?
  • This summer, DCU will be reimbursing 30 members up to $1,000.
  • Refinance and consolidate your private and federal student loans into one easy loan and save.
  • Kickstart your savings with a Primary Savings Account and earn 5.12% APY on the first $750.
Visit our mortgage resource center for help answering your home buying questions.

Have Questions About
Buying a Home?

Visit our mortgage resource center for calculators, tips, rates, and more.

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Store important electronic documents online safely and securely with Online File Storage.

Online File Storage
for DCU Members!

Store important electronic documents online safely and securely - for free.

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Refinancing your auto loan with DCU could save you a bundle.

Keep Your Car.
Trade Your Loan.

Refinancing could lower your interest rate, your payment – or both.

LEARN MORE  

Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.375% 4.46% $4.99
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.08% $4.77
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.86% $5.93
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.250% 3.38% $7.03
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.000% 3.18% $9.66

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.