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Personal and Business Banking

What Can DCU Save You?

The Equifax Breach and What You Can Do: Learn more.

Hurricane Update: Find out what DCU is doing for impacted members. Learn more.

  • Earn a fantastic rate on the first $1,000 with a Primary Savings Account. Earn a fantastic rate on the first $1,000 with a Primary Savings Account.
  • Our new 3% down Mortgage program is a great option for first time homebuyers. Our new 3% down Mortgage program is a great option for first time homebuyers.
  • Refinancing with a Second Chance Auto loan could save you a bundle. Refinancing with a Second Chance Auto loan could save you a bundle.
Support local businesses and invest in their future.

GrowthFountain
Equity Crowdfunding.

Support local businesses and invest in their future, starting at just $100.

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Get up to $15 a month inATM surcharge reimbursements with DCU Free Checking.

DCU Free Checking –
Now With More Cash.

Get up to $15 a month in ATM surcharge reimbursements.

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Refinance and consolidate your private and federal student loans into one easy loan and save.

Still Paying Off
Student Loans?

Consolidate your private and federal student loans into one loan and save.

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Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.125% 4.21% $4.85
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.83% $4.63
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.625% 3.73% $5.86
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.125% 3.25% $6.97
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 2.875% 3.05% $9.60

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.