StreetWise - Insurance Guide

Insurance is all about managing risk. We purchase insurance to protect ourselves and our loved ones from a devastating financial loss. Purchasing insurance to protect homes and automobiles and to cover healthcare costs and medical emergencies is familiar to most families. Most individuals have also thought about life insurance. But what about all the other types of insurance out there? Which ones may or may not be useful for you and your family?

Only you can decide what insurance choices and coverage are appropriate for your individual situation. You may also wish to consult with an experienced, well-qualified insurance professional or financial planning professional about your needs. But a basic knowledge of what kinds of insurance exist and their purpose is an important foundation for such decision making. The goal of the StreetWise Insurance Guide is to provide that informational foundation.

This guide presents an overview of many kinds of insurance to help you make the best decision about insurance for you and your family. As you use the guide, we welcome your comments on what you find most helpful and your suggestions for additions.

Best regards,

Remar Sutton
StreetWise National Spokesman

Investments are: NOT NCUSIF INSURED, NOT CREDIT UNION GUARANTEED, AND MAY LOSE VALUE.

NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

Securities, Insurance, and Advisory services offered by Financial Network Investment Corporation, Member SIPC. Digital Federal Credit Union (DCU) and DCU Financial are not affiliated with Financial Network.

Property and casualty insurance provided by DCU Financial Insurance Services, LLC, a subsidiary of DCU. Business conducted with DCU Financial Insurance Services, LLC is separate and distinct from any business conducted with the credit union. Remember that any insurance required as a condition of the extension of credit by the credit union need not be purchased from DCU Financial Insurance Service but may, without affecting the approval of the application for credit, be purchased from an agent or insurance company of the member's choice. Insurance products are not deposits of Digital Federal Credit Union (DCU) and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Any questions or concerns regarding this relationship may be addressed to the Office of Consumer Affairs.

Digital Federal Credit Union

220 Donald Lynch Boulevard, PO Box 9130, Marlborough, MA 01752-9130 • 800.328.8797