Street Wise - Credit and Credit Management

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For most people, the major purchases in life – home, car, college education, home improvements – are difficult or impossible without credit. Loans allow you to spread the expense over time, making these purchases affordable.

This section of StreetWise will talk about credit – how it works, how to use it responsibly, how to know if you are having difficulty with credit, and what to do if you are.

Where can I get additional information on managing credit?

DCU has partnered with BALANCE, a financial fitness program, that offers DCU members free, unbiased financial information and assistance. Their website at www.balancepro.net describes their services and has some helpful publications that you can download in Adobe Acrobat format directly from your computer in minutes. They also have many online calculators that can help you solve common financial problems.

If you have ideas for enhancing this portion of StreetWise, please email your ideas to dcu@dcu.org.

Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Select for more information.