This calculator is designed to help you determine the maximum amount you have available to spend on a car and the estimated loan amount to reach that number. Fill in the information requested and click on the Compute button.

If the amount of Available Cash seems too small for the kind of car you would like to purchase, try extending the loan term. The same payment over a longer term will typically result in a higher initial loan amount, increasing your Available Cash. Or you may want to consider alternative vehicles that better fit you budget.

To estimate the value of your trade, visit the CUDL AutoSmart, NADA Guides or the Edmunds web sites. Current rates and terms for DCU Vehicle Loans are available on our rates page. Select Back on your browser to return to this page from the rates page and continue.

To stay within your budget, Available Cash is all the money you have in your car buying account. That's all the money you have to pay for everything – cost of car, taxes, title, registration, insurance – everything. Don't exceed your budget.

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