High Variable Rate Savings, Unlimited Deposits, and One Free Monthly Withdrawal
* APY = Annual Percentage Yield
Is the DCU Ltd Savings Account Right for You?
The DCU Ltd Savings Account offers you rates comparable to our highest Money Market Account rates in exchange for reduced withdrawals. If you need more frequent access, the Money Market Account would be a better choice for you. If you don't need regular access, you should consider our Jumbo Certificates for even higher returns. The DCU Ltd Savings Account offers you...
- High variable rates – Visit our rates page for current dividend rates.
- Unlimited deposits – You can add any amount, any time, by transfers or deposits by branch, PC Branch, Mobile PC Branch, Easy Touch Telephone Teller, DCU ATM, or mail.
- One Free monthly withdrawal – You can take money from your account once each month by transfer or withdrawal by branch, PC Branch, Easy Touch Telephone Teller, DCU ATM, or mail for free. Every additional withdrawal during the month is subject to a $25.00 fee.
- $25,000 minimum balance to earn dividends – No minimum to open.
Dividends are paid on entire balance for each day a $25,000 balance is maintained. Dividends are posted at the end of each calendar month. Paid dividends remaining in the account will earn dividends at the same rate and on the same terms. Dividends compound daily and are based on a 365-day year. Accrued dividends not yet posted will be forfeited if account is closed. The minimum balance required to maintain current status is $0.01. You can make a maximum of one free withdrawal from the account each calendar month. A fee of $25.00 will be automatically assessed for each additional withdrawal during the month.
Convenient Access to Your Savings Account
You can access your account 24 hours a day using any DCU ATM, PC Branch, Mobile PC Branch, or Easy Touch Telephone Teller. You can also access your account by going to any DCU branch, making deposits by mail, or calling our Information Center at 508.263.6700 or 800.328.8797 weekdays from 8:00 a.m. to 9:00 p.m. and Saturdays 9:00 a.m. to 3:00 p.m., Eastern time. Cash Edge Funds Transfer Service makes it easy to move money to your DCU Ltd Savings Account from your accounts at other financial institutions. When you do a standard transfer of money into your DCU account it's FREE.
You can set up automatic transfers on PC Branch or have us set up automatic transfers for you. It's a great way to pay yourself first and make your money grow faster.
Safety and Security
The DCU Ltd Savings Account is federally insured along with your other DCU savings up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Additional aggregate coverage is possible depending on how you structure the ownership of your family's accounts.
Opening Your DCU Ltd Savings Account
You can open your account online through PC Branch if you are already a member (and soon from a link on our home page), at any DCU Branch, or by printing and sending us a Checking and Savings Application (.pdf format). For more information about savings accounts or any of DCU's products and services, visit a local branch or call our Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
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Digital Federal Credit Union220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797
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© 2011. Digital Federal Credit Union
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