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Holiday Club Account

Let Us Help You Save for the Holidays  |  Competitive Rates and Terms
Convenient Access  |  Safety and Security  |  How to Open Yours


 Let Us Help You Save for the Holidays

Your DCU Holiday Club Account allows you to save throughout the year for the holidays. A low required minimum automatic deposit of $20 per month helps makes saving easy. These automatic transfers can come from your DCU Checking Account or your Savings Account. You can set up automatic transfers on PC Branch or have us set up automatic transfers for you.* It's a great way to pay yourself first and make your money grow faster.
*Federal Reserve Regulation D limits total phone or PC Branch transfers or withdrawals from all savings accounts into your checking account to six per month. Loan payment transfers, teller counter transactions, ATM transactions, deposits, and transfers into your account are unlimited.
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 Competitive Rates and Terms

Compare DCU's Holiday Club Account to bank statement savings accounts and you'll see how much better it is. You'll pay no monthly fees and the minimum balance, at $5.00, is insignificant. The dividend rate is typically higher than interest rates paid by commercial banks.
Your dividends are compounded daily and paid monthly. Select here for the current dividend rate. Use our Savings Calculators to help you determine the savings plan to meet your goals.
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 Convenient Access to Your Account

You can access your account 24 hours a day using any DCU ATM, PC Branch, and Easy Touch Telephone Teller. You can also access your account in any DCU branch and make deposits by mail.
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 Safety and Security

DCU's Holiday Club Account is federally insured along with your other DCU savings up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Additional aggregate coverage is possible depending on how you structure the ownership of your family's accounts.
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 How to Open Yours

To open your account, print out a Checking and Savings Application (.pdf format), fill it out completely, and return it to DCU with your opening deposit of $100 or more (to earn dividends). You can also open your account at any DCU Branch.
For more information about savings accounts or any of DCU's products and services, visit a local branch or call our Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 11:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from day of deposit to day of withdrawal, compounded daily and paid monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on this account. Refer to DCU's Truth-In-Savings Disclosure and Account Agreements and Schedule of Fees and Service Charges.
Savings Rates
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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
 DCU is an Equal Housing Lender    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Select for more information.

© 2008. Digital Federal Credit Union