Saving, Checking, and Club Account Rates

Rates effective beginning September 8, 2008.

Savings and Club Accounts | Checking Accounts

Minimum balance of $25,000 to earn dividends. No minimum to open. Unlimited deposits. One Free withdrawal per month.*
Balance Tiers	Dividend Rate	Annual Percentage Yield
When daily balance is $25,000 or more	3.03%	3.08%

*Rate may change after the account is opened and is subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements, Ltd Savings Account Application and Disclosure, and Schedule of Fees and Service Charges.

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Savings Accounts¹
Account	Minimums/Terms	Dividend Rate	Annual Percentage Yield
Savings Account	Minimum $5 balance	.25%	.25%
Savings Account	Special rate for members under age 19	1.00%	1.00%
Holiday Club	Minimum $20 monthly automatic deposit	.25%	.25%
Member Described Accounts	Earned on entire balance when $100 or more	.25%	.25%

¹ Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements and Schedule of Fees and Service Charges.

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Checking Accounts²
Account	Minimums/Terms	Dividend Rate	Annual Percentage Yield
FREE Checking	No minimum balance, no monthly fees, and more.
Dividend Checking	Minimum daily balance of $2,500 is required to open the account, earn dividends, and avoid an $8.00 monthly fee.	.25%	.25%
Premier Checking	When daily balance is $100,000 or more	1.81%	1.83%
	When daily balance is $50,000 to $99,999	1.61%	1.62%
	When daily balance is $25,000 to $49,999	1.51%	1.52%
	When daily balance is $10,000 to $24,999	0.88%	0.88%
	Minimum daily balance of $10,000 is required to open the account, earn dividends, and avoid a $15.00 monthly fee.

² Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Premier Checking Account dividends are calculated on the full balance using the highest applicable dividend rate. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to DCU's Truth-in-Savings Disclosures and Account Agreements and Schedule of Fees and Service Charges.

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Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797