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Home Equity Loan Rates and Home Equity Line Rates

Rates effective beginning June 30, 2011.
APR = Annual Percentage Rate.
No annual fees, Appraisal fee is refunded within one week of loan disbursement.
Low minimum monthly payment – Only 1% of outstanding balance. Borrow up to 80%* of your home value minus your first mortgage.
Our Best Rate¹ ¹ All rates are determined by your personal credit history.
Our Best Rates are for members with the best credit. Other rates may apply.
Rate Index As low as Prime minus 1/4% (.25%)
APR 4.00%
² Rates are determined by your personal credit history.
Our Best Rates rates are for members with the best credit. Other rates may apply.

*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).
80% LTV Max. Other restrictions may apply.
Available in all states with the exception of TX, CT, NC, WI and WV.
State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.
The minimum APR is 4.00%. The maximum APR is 18.00%.


No annual fees, Appraisal fee is refunded within one week of loan disbursement. Borrow up to 90%* of your home value minus your first mortgage.
Term Our Best Rate²
  APR Estimated Monthly
Payment per $1,000
Up to 5 years 3.00% $17.97
Up to 10 years 4.25% $10.24
Up to 15 years 5.25% $8.04
Up to 20 years 6.25% $7.31
² Rates are determined by your personal credit history.
Our Best Rates rates are for members with the best credit. Other rates may apply.

*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).
90% LTV for MA and NH Primary Residence only.
State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.

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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
DCU is an Equal Housing Lender    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Select for more information.

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