Home Equity Loan Rates and Home Equity Line Rates
Rates effective beginning June 30, 2011.
APR = Annual Percentage Rate.
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No annual fees, Appraisal fee is refunded within one week of loan disbursement.
Low minimum monthly payment Only 1% of outstanding balance. Borrow up to 80%* of your home value minus your first mortgage.
| Our Best Rate¹ |
¹ All rates are determined by your personal credit history.
Our Best Rates are for members with the best credit. Other rates may apply. |
| Rate Index |
As low as Prime minus 1/4% (.25%) |
| APR |
4.00% |
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² Rates are determined by your personal credit history.
Our Best Rates rates are for members with the best credit. Other rates may apply.
*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).
80% LTV Max. Other restrictions may apply.
Available in all states with the exception of TX, CT, NC, WI and WV.
State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.
The minimum APR is 4.00%. The maximum APR is 18.00%.
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No annual fees, Appraisal fee is refunded within one week of loan disbursement. Borrow up to 90%* of your home value minus your first mortgage.
| Term |
Our Best Rate² |
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APR |
Estimated Monthly Payment per $1,000 |
| Up to 5 years |
3.00% |
$17.97 |
| Up to 10 years |
4.25% |
$10.24 |
| Up to 15 years |
5.25% |
$8.04 |
| Up to 20 years |
6.25% |
$7.31 |
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² Rates are determined by your personal credit history.
Our Best Rates rates are for members with the best credit. Other rates may apply.
*Please be aware that current market conditions may limit the amount of financing DCU can provide (examples: low property values, property located in a declining value area).
90% LTV for MA and NH Primary Residence only.
State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA.
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Digital Federal Credit Union220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 800.328.8797
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© 2010. Digital Federal Credit Union
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