Large Recreational Vehicle Loans

DCU's low rates make it easy to purchase a new or used motor home, travel trailer, camping trailer, or pop-up. Qualified borrowers can finance up to 100% of the purchase price – enough to cover sales tax, Insurance Premiums, and more. Have an existing loan elsewhere? Move it here and save! (Information on street Motorcycle Loans)

Same Low Rates on New and Used  |  Best Rates with Relationship Checking

Extended Terms Keep Payments Affordable  |  You May Already Be Approved

Approvals Are Like Shopping with Cash  |  Payment Choice  |  How to Apply  |  Payment Protection  |  Need Help With Insurance

Our rates are typically beat bank and dealer financing on new RVs, but we're often substantially lower on used. Why? They charge you more because the RV is older. We don't. You get the same low rate you'd get on a new one. View current rates. Your base rate is determined by your personal credit history.

RVs with a bathroom, kitchen and sleeping area might qualify for a 20-year variable-rate loan.

When you have a Relationship Checking relationship and pay electronically for the full term of your loan, your loan rate will be 1/2% below those of other payment methods.

Electronic payment methods include automatic transfer, PC Branch, or Easy Touch Telephone Teller.

Terms are available up to 20 years for New or Used RVs with fixed rates and payments throughout the life of the loan.

To see for yourself, get rate examples from our rates page and use our loan calculators to compare possible payments.

Log on to PC Branch from the home page. All you need is your Membership Number and password. Look for a banner near the upper right corner of your Account Balances screen. If you are approved, click on the banner to find out more. You can even accept the offer online.

You can also call the Information Center at 508.263.6700 or 800.328.8797 to find out the minimum you may be approved for. Need more? Just ask.

When you go into a dealership with an approved loan, it's like shopping with cash. You don't need to haggle over financing and you're free to negotiate on price alone. You can take advantage of any cash rebates to lower the amount you borrow. That can cut your monthly payments. Your approval is valid for 60 days giving you plenty of time to find the vehicle you want and strike a deal.

With DCU's Payment Choice, you can tell us how much and when you'd like to pay each month and we'll do our best to make it work. This option is available on all consumer loans, including auto, RV, boat, PC, personal, and bill consolidation loans. At DCU, we give you the control.

Apply on line or by phone 24 hours a day. Most members get an answer while still online. You can apply at any DCU branch location. You can also print out a Vehicle Loan Application and fax it to the Consumer Loan Department at 508.263.6392.

If you have any questions, please speak with a Member Service Representative at your nearest DCU branch or call our Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.

Ease your loan payments, protect your family, and safeguard your credit rating. Payment Protection offered by Digital Federal Credit Union helps relieve the financial stress and worry related to making loan payments when your life takes an unexpected turn. Learn more about Payment Protection Insurance.

DCU Insurance offers insurance with the personal service you deserve. So whether you have a Recreational Vehicle or you're buying one, please give us an opportunity to provide you an insurance quote.

Remember that any insurance required as a condition of the extension of credit by the credit union need not be purchased from DCU Financial Insurance Services but may, without affecting the approval of the application for credit, be purchased from an agent or insurance company of the member's choice. Insurance products are not deposits of Digital Federal Credit Union (DCU) and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Insurance is offered by DCU Financial Insurance Services, LLC, a subsidiary of DCU Financial. Business conducted with DCU Financial Insurance Services, LLC is separate and distinct from any business conducted with the credit union. Any questions or concerns regarding this relationship may be addressed to the Office of Consumer Affairs.

Read all Large RV questions/answers

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