Personal Aircraft Loans

DCU's low rates make it easy to purchase a new or used aircraft. Qualified borrowers can finance up to 90% of the Blue Book or appraised value. Have an existing loan elsewhere? Move it here and save.

Certain aircraft may require additional documentation to complete your loan. A DCU representative will let you know what's needed after you apply.

Personal aircraft loans are variable-rate loans.

Same Low Rates on New and Used  /   Best Rates with Loyalty Checking Plus

Extended Terms Keep Payments Affordable  /  You May Already Be Approved

Approvals Are Like Shopping with Cash  /  How to Apply

Our rates typically beat bank and dealer financing on new aircraft, but we're often substantially lower on used. Why? They charge you more because the aircraft is older. We don't. You get the same low rate you'd get on a new one. Look at current rates. Your base rate is determined by your personal credit history.

When you have a Loyalty Checking Plus relationship and pay electronically for the full term of your loan, your loan rate will be 1/2% below those of other payment methods.

Electronic payment methods include automatic transfer, PC Branch, or Easy Touch Telephone Teller.

Terms are available up to 15 years. Rates and payments are fixed for the first three years, then can change once a year thereafter until the end of the term. To see for yourself, get rate examples from our rates page and use our loan calculators to compare possible payments.

* Currently offered in MA and NH only.

Log on to PC Branch from the home page. All you need is your Membership Number and password. Look for a banner near the upper right corner of your Account Balances screen. If you are approved, click on the banner to find out more. You can even accept the offer online.

You can also call the Information Center at 508.263.6700 or 800.328.8797 to find out the minimum you may be approved for. Need more? Just ask.

Whey you go into a dealership with an approved loan, it's like shopping with cash. You don't need to haggle over financing and you're free to negotiate on price alone. You can take advantage of any cash rebates to lower the amount you borrow. That can cut your monthly payments. Your approval is valid for 60 days giving you plenty of time to find the vehicle you want and strike a deal.

Apply on line or or by phone 24 hours a day. Most members get an answer while still online. You can apply at any DCU branch location. You can also print out a Vehicle Loan Application and fax it to the Consumer Loan Department at 508.263.6392.

If you have any questions, please speak with a Customer Service Representative at your nearest DCU branch or call our Information Center weekdays from 8:00 a.m. to 8:00 p.m., and Saturdays 9:00 a.m. to 3:00 p.m., Eastern time.

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