Guaranteed Asset Protection

Vehicle values decline rapidly. That's why your insurance settlement, in the event of an accident may not cover your entire loan balance. Unless, of course, you have Guaranteed Asset Protection (GAP).

GAP Advantage is designed to eliminate your unpaid auto loan balance in the event your vehicle is stolen or damaged beyond repair (totaled). GAP Advantage supplements your primary auto insurance coverage. For the one-time cost of $295, GAP Advantage covers the difference between the actual cash value of your car and your outstanding loan balance. It may even cover your insurance deductible – up to $1,000 – as part of your claim settlement. Plus, it covers an additional $1,000 credit toward the financing of a replacement vehicle if you finance your new or used vehicle with DCU within 90 days of the date your vehicle was determined to be a total loss.

GAP is designed for all drivers, whether you have a new or used vehicle. It covers cars, vans, light trucks, and motorcycles. Features include:

Reasonable one-time cost of $295 (substantially less than what you'd pay elsewhere)
Offered on both new and used vehicles
Up to 18 months sign-up period after you purchase the vehicle
Enrolling is easy and coverage begins immediately

To get more information on GAP Advantage, call our Information Center at 508.263.6700 or 800.328.8797, or stop by any DCU Branch.

Guaranteed Asset Protection (GAP) is not a deposit or other obligation of, or guaranteed by, your financial institution or its affiliates. Your credit approval cannot be conditioned on whether you purchase GAP Advantage insurance. GAP Advantage is provided through Allied Solutions.

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Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797