Fees and Service Charges
Effective Beginning April 14, 2008
|
| General |
| |
| Certified Check |
$3.00 |
| Money Order – $1,000 maximum |
$0.75 |
| American Express® Travelers Cheques* |
1.0% of total |
| American Express Travelers Cheques For Two* |
1.5% of total |
| Visa® Gift Card** |
$3.95 |
| American Express Gift Cheques |
$2.50 each |
| Deposited Check Returned, Collectible |
$5.00 |
| Deposited Check Returned, Uncollectible |
$30.00 |
| ACH Return, NSF/Uncollected |
$30.00 |
| Stop Payment, DCU check, ACH, or Bill Payer |
$30.00 |
Current Demand Statement
1 FREE per month – FREE on PC Branch |
$2.00 |
Duplicate Copy, DCU Check
10 FREE per month – FREE on PC Branch |
$1.00 |
| Duplicate Copy, Withdrawal Slip |
$1.00 |
| Duplicate Copy, Deposited Check |
$2.50 |
Duplicate Copy, Statement
12 months available FREE with PC Branch eStatements |
$1.00/page |
| Immigration Letter |
$15.00 |
Account Reconciliation Research
Attorney fees billed separately |
$15.00/hour |
| Levy/Trustee Summons |
$20.00 |
Individual Retirement Account (IRA)
Savings / Money Market / Certificate |
FREE |
| Courier Charge
Standard, Priority, Overnight, International |
$15.00 - $35.00 |
Foreign Item Collection
Exchange fees may also apply. |
Collecting Bank Fee |
Foreign Item Collection, Canadian-U.S. Funds
Exchange fees may also apply. |
FREE |
| Incoming wire Transfer |
FREE |
Outgoing Wire Transfer, Domestic
Additional fees may be charged by receiving institution |
$10.00 |
Outgoing Wire Transfer,International with a Loyalty Checking relationship
* Additional fees may be charged by receiving institution. |
$30.00 |
Outgoing Wire Transfer, International without a Loyalty Checking relationship
Additional fees may be charged by receiving institution. |
$50.00 |
| CashEdge Funds Transfer, Pay People |
$2.00 |
| CashEdge Funds Transfer, Standard Outgoing |
$2.00 |
| CashEdge Funds Transfer, Standard Incoming |
FREE |
| CashEdge Funds Transfer, Premium (next day) Incoming or Outgoing |
$5.00 |
Ltd Savings Account, Withdrawal
1 FREE per month |
$25.00 |
| Notary/Signature Guarantee |
FREE |
| PC Branch including Bill Payer |
FREE |
Business Account Deposit Volume Fee
First 20 items per deposit are FREE |
$0.10 per item |
| Locator Fee |
$15.00 |
| Inactive (2 years) Membership Fee |
$5.00/month |
|
| Overdrafts, Checks and Checking Accounts |
| |
| Overdraft, Item Paid |
$30.00 |
| Paid by Repost (2nd Attempt to Clear) |
$30.00 |
Nonsufficient Funds, NSF/Uncollected
Includes checks, line of credit checks, Visa drafts, ACH, DCU Check Card, and ATM withdrawals. |
$30.00 |
Automatic Overdraft Transfer From Savings
Limit six*** per month |
$5.00/transfer |
| Collection of DCU Check |
$30.00 |
| Temporary Checks |
$1.00/check |
| Check Order* |
Printer's Charge |
| Monthly Fee, DCU FREE Checking |
NONE |
Monthly Fee, Dividend Checking
Only if daily balance falls below $2,500 |
$8.00 |
Monthly Fee, Premier Checking
Only if daily balance falls below $10,000 |
$15.00 |
Monthly Fee, Premier Business Checking
Only if monthly daily average requirement of $20,000 is not met |
$25.00 |
|
DCU's FREE Checking has no minimum balance requirements or monthly fees. The dividend structure and monthly fees on Dividend and Premier Checking are based on the required minimum daily balances stated above. |
|
|
| *The fee for DCU Custom Checks and American Express® Travelers Cheques may be waived with a Loyalty Checking Plus relationship. Also FREE to members age 12-22.
|
| **The fee for DCU Visa® Gift Cards are waived with a Loyalty Checking Plus relationship.
|
| ***In combination with other Regulation D transactions.
|
|
| ATM and Visa® Check Card |
| |
| ATM/Check Card Annual Fee |
NONE |
| DCU ATM Transaction |
FREE |
Non-DCU ATM Transactions†
All deposits are FREE. |
$1.00 |
Non-DCU ATM Use with Loyalty Checking†
Unlimited with at least a Loyalty Checking relationship.
Also FREE to members age 12-22. |
FREE – Surcharges reimbursed up to $5.00/month. Up to $10.00/month with Loyalty Checking Plus Relationship.
|
| Point-of-Sale (POS) Transaction |
FREE |
| Check Card Purchase |
FREE |
Foreign Currency Conversion Fee
(based on transaction amount) |
2% |
| Replacement Card |
FREE |
| Rush Replacement Card |
$15.00 |
|
| Visa® Credit Card |
| |
| Visa Classic, Gold, or Platinum Card Annual Fee |
NONE |
| Overlimit Fee |
$30.00/month |
| Late Payment Fee |
$30.00/month |
Foreign Currency Conversion Fee
(based on transaction amount) |
2% |
| Duplicate / Copy of Statement, Sales draft, Visa draft |
$2.00 |
| Replacement Card |
FREE |
| Rush Replacement Classic Card |
$15.00 |
| Rush Replacement Gold or Platinum Card |
FREE |
|
| Early Closing Penalties |
| |
| Certificate / IRA Certificate, 3 to 11-month terms |
60 days' dividends |
| Certificate / IRA Certificate, 12 to 35-month terms |
90 days' dividends |
| Certificate / IRA Certificate, 36 to 60-month terms |
180 days' dividends |
| The same penalties apply on amounts prematurely withdrawn from a Certificate. IRS penalties may apply on IRA Certificate withdrawals. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal. |
| †Some institutions may surcharge you for using their ATMs. |
|
© 2008. Digital Federal Credit Union
