Direct Deposit
| Get Your Pay Up to 2 Days Early and So Much More! |
With Direct Deposit, saving money is easy! Your payroll, retirement, Social Security, or other recurring checks can be electronically deposited into your DCU accounts. There's no lunch-hour lines, postal delays, or theft to worry about. Your money is in your account and ready to use.
And, you can get access to your money to spend, save, or invest up to two days before pay day. Many employers let us know electronically, up to two days in advance, how much money will go into our members' accounts on pay day. At DCU, we credit those funds to your account as soon as we know! We know of no bank that offers this FREE service. It's a great reason to choose DCU as your Primary Financial Institution.
| Direct Deposit to DCU Checking Yields Big Benefits |
With Direct Deposit of your net pay, Social Security, or pension to your DCU Checking Account, you'll enjoy these great Loyalty Checking benefits...
- Free unlimited ATM transactions at every ATM everywhere – Save $1 with every transaction at a non-DCU ATM.
- Non-DCU ATM surcharges reimbursed automatically – Up to $5 per month, $60 a year, with no receipts to turn in.
- Special Loyalty Checking Dividend Rates – When you open or renew a DCU Certificate, you'll automatically receive the special rate for that certificate. Without Loyalty Checking you'll earn ¼% less. Includes IRA certificates.
- Special Loyalty Checking Loan Rates – With electronic loan payments, you'll pay ¼% less than by other payment methods on most consumer loans.
- With direct deposit, get paid up to two days early – We credit payroll deposits to your account when we get the transmission – often one or two days before your actual payday! We know of no bank that offers this free service.
- Free DCU Custom-style checks – One box per year – a $20.00 value.
* Benefits available with direct deposit of your net pay, Social Security, or pension to your DCU FREE Checking also apply to members with active Bill Payer or members under age 23.
In most cases, these benefits will take effect the first of the month after direct deposit or your net pay, Social Security, or pension to your DCU Checking Account actually begins.
Not yet a member? Join online and open a DCU Checking Account
Already a DCU Member, but don't have a checking account yet?
Log into PC Branch and select "Open Accounts" to open your checking account online today.
Log into PC Branch and select "Open Accounts" to open your checking account online today.
| Direct Deposit Set-up for Net Pay, Pension, and Stock Dividends |
Whether you want to Direct Deposit to your DCU Checking or DCU Savings, provide your employer or other payment provider with DCU's routing and transit number/ABA# – 211391825.
To Deposit Funds to Your DCU Checking Account, provide your employer or other payment provider with your checking account cross reference number. This is the middle set of numbers (8 digits) on the bottom of your checks. For simplicity and accuracy, you may want to provide them a voided personal check for the account receiving funds.
To Deposit Funds to Your DCU Savings Account, provide your employer or other payment provider with your DCU Member Number. Direct Deposit to your Savings Account will not give you Direct Deposit benefits.
Don't forget to use our Direct Deposit Switch Kit (.pdf format) – it will make switching a snap!
| Direct Deposit Set-up for Social Security & Federal Government Checks |
DCU can direct these payments to your DCU accounts for you. Just print out our Direct Deposit of Federal Recurring Payments Form (.pdf format) and follow the instructions included with the form.
Select here for information on direct depositing your Federal tax refund check. You'll see your refund faster with direct deposit.
| Allocating Funds to DCU Accounts |
Once you establish Direct Deposit with your employer or other payment provider and the funds are being sent to DCU, you can allocate the funds to your various DCU Accounts.
Using PC Branch, you can set up recurring weekly, biweekly, or monthly automatic transfers to your other accounts, to accounts on which you're a joint owner, and to other member accounts you've requested.
You can also fill out a Automatic Transfer Authorization (.pdf format) to have us set up automatic transfers for you.
For further assistance, contact the Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 11:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2008. Digital Federal Credit Union